This short article is intended to supplement the original article on Pag-IBIG Multi-Purpose Loan (MPL).
We will present the information in a Question-And-Answer Format so that it will be easier for you to find those topics that are relevant to your situation.
It is worth noting that a lot of the questions we received regarding the MPL Loan has already been addressed in the aforementioned article.
In many of our articles, there are instances when we don’t answer some questions. Our apologies. But that’s because the answer has already been very obvious in the article — if only the reader spent a few more minutes reading the entire article and understanding it thoroughly.
So maybe if you want to ask something that’s related to Pag-IBIG Multi-Purpose Loan, please consult that article first and make sure that you read it in its entirety.
(The New Philippine Peso Bills Design Series of 2010 is shown below. Source: The Bangko Sentral Ng Pilipinas.)
1. Who can avail of the Pag-IBIG Multi-Purpose Loan?
The Pag-IBIG Multi-Purpose Loan is open only to Pag-IBIG Fund Members who meet the following basic qualifications:
- Active or currently contributing to the Fund at the time of loan application.
- Has made at least of 24 months contributions.
2. What is the maximum loan amount I can get from MPL?
The maximum amount is 80% of the TAV.
Are you also interested in knowing the minimum amount?
That’s easy. The minimum is 60% of the TAV.
Note again that this is a recurring question which has been addressed in the previous article. In case you are wondering what on earth is TAV or you want to get a detailed answer to this question, please read the first article on Pag-IBIG Multi-Purpose Loan.
3. What is the interest rate and term of this loan type?
The MPL interest rate is only 10.75% per annum and the loan is payable in 24 months.
4. How do I get the loan proceeds?
Once the loan has been approved, you may get the loan proceeds from the office where you made the application or it will be mailed to you. The whole approved amount may be released through:
- Check – Payable to the borrower’s name.
- LandBank’s Payroll Credit System Validation
- Philippine Domestic Dollar Transfer System
5. Can I avail of the MPL even if I still have an outstanding Housing Loan?
Considering that Pag-IBIG Housing loan is usually a long term one, that’s possible.
However, take note of the following:
- The loan should not be more than 9 months in arrears.
- The account is not yet cancelled.
- The property is not yet foreclosed.
In case your housing loan is already over 9 months in arrears, you may still be allowed to avail of the Multi-Purpose Loan if the account has not yet been cancelled or foreclosed and the proceeds of the loan shall be used to cover the arrearages (missed payments).
(See also: Pag-IBIG Housing Loan Default and Foreclosure.)
6. Can I use the Multi-Purpose Loan for Home Improvement?
Yes. As a matter of fact, it is preferable to the usual Housing Loan for use in Home Improvement in the sense that there are less documents required from you. The regular Home Improvement Loan is quite complicated with lots of required technical documents like House Design, Floor Plan, Project Costing, etc.
The only other thing to consider when you want this option is that, you can’t expect to get a large amount for your loan. But for many Pag-IBIG members, that amount is already enough to cover the expenses on renovation and improvements of the house.
Actually, you can use the proceeds of the loan in various ways. It’s all up to you.
~~~
More On Pag-IBIG Multi-Purpose Loan is written by Carlos Velasco.
nag submit na po ako ng renewal MPL application thru LBC naka address po sa Batangas branch,last February 15, 2011, bakit hanggang ngayon po ay wala pa akong natanggap na cheke or di bumalik ang aking application kung ano man po ang problema.Thank you
@Judelyn:
Please check it on that office.
hello po,tanong lang po.bumalik na po ako dito sa aking jobsite.but on jan.18,2011 nagfile po ako nang mpl sa main office sa makati ang sabi po nila processing will take 4 to 6 weeks.makailang tawag na rin po ako sa makati main office pero parang hindi yata inasikaso.it is going to be 3 months already on the 18th of april pero wala pa rin.ang tanong ko po may maantay po ba ako?alam ko po na marami ang papers na napoproseso but i thought sabi nila ang pag ibig ay maaasahanmo sa oras nang iyong pangangailangan.
I apply for a multi purpose loan and mailed it through LBC. I receive a notice of confirmation that my loan is being approved last march 30, 2011 with a total loanable amount of P17,800. But until now April 2, 2011 I keep on checking my ATM and my proceeds is not yet forwarded on my atm. Thank you..
good day! ask ko lang po about my salary loan bale 2times na po ako ng loan e ngaun po gusto ko ulit irenew dahil nakaka-anim na contribution na po ako simula september 2010-march 2011 gusto ko lang malaman kung magkano na ang pede ko ulit iloan
-ask ko rin po if ever bayaran ko ng buo un balance ko kelan at magkano ang pede ko maloan… salamat po
pwede bang malaman pano na compute ang mga multipurpose loan- kasi na renew kami ng ika 6 months, di namin maintindihan pano na compute ang net proceeds
good day po!
gusto ko po sanang itanong kung pwede po bang makapagloan sa MPL ng worth 150,000.00. 8 yrs na po akong contibutor.
salamat po nang marami!
member na po ako ng pag-ibig since 2002. and then nakapag-loan ako 2005.sa kasawiang palad nagresigned po ako. nagkaron po ng 2 years lappsed na di ako nakapaghulog.simula nung 2008 napunta po ako sa public school at nagsimula na ulit maghulog…pde pa po ba ako makapag-second loan? ano po mangyayari sa unang loan ko pano po ito mababawas? lahat po ba un ibabawas kaagad sa dati kong loan?salamat po
Hello po, isang OFW po ako dito sa abu dhabi nag pa member po ako last
july 2010 covered until june 2012 worth of 10$/month,, dito po ako nag
pa member sa PHILIPPINE EMBASSY ABU DHABI,, gosto ko pong mag loan ng
PML,, para sa kunting hanapbuhay, qualified na po ba ako kung sakaling
mag loan ako? at magkano po ang pweding kong maloan?? pwedi nyo po ba
akong makapag loan sa halagang Peso 1M?? or kahit 700hundred thousand
peso po…. hinihintay ko ang sagot nyo salamat po ng marami…
OFW po ako, ang tanong ko bakit compulsary ang pag ibig membership or pag huhulog na hinde ko naman ito kailangan.
Pag mag lo loan ako mag babayad ako nag interest sa sarili kong pera, so no logic.
2 ang bahay ko hinde ko kailangan mag housing loan. Nag try ako mag apply para bumili ng farm lot na more than 1 ha. hinde naman ako inaprobahan so kung hinde naman tutugma sa akin pangangailangan ibig sabihin hinde ko ito kailangan at hinde dapat gawin compulsary ang pag ibig kung hinde naman ito tutugma sa status ng iba na tulad ko.
Hi i am a Pilipina who lives in New Zealand .I went to Tacloban City for a Holiday and i activated my Pag Ibig contributions because i dont want lost my membership and i have plans to buy a house and lot in my Province whch is Tacloban City. I dont have any idea on how to continue my contributions with Pag Ibig Funds. If any one of your officer can help me how much will i contribute and want bank should i deposit my contributions that would be a great help for me.
@Susan:
Since you will eventually be out of the country, here are some options that you can use to pay for your contributions:
1. over the counter — you may want to have your representative do it.
2. issue a set of post-dated checks
3. pay from one of the partner banks — please check this one with Pag-IBIG.
@Elias:
I understand your point. But they just made a Law so that it becomes compulsory.
@ruby rose:
The Pag-IBIG MPL Loan is really not a big amount. Please check this link to see how much is the maximum amount granted.
https://www.pagibigfinancing.com/articles/2010/the-pag-ibig-multi-purpose-loan/
@Christopher:
Actually, it depends on your contributions. Please check this link to see how much you can possibly get on MPL Loan.
https://www.pagibigfinancing.com/articles/2010/the-pag-ibig-multi-purpose-loan/
@eleonor:
It’s something like this:
– 24 to 59 months contributions = Up to 60% of TAV
– 60 to 119 months contributions = Up to 70% of TAV
– 120 months contributions or more = Up to 80% of TAV
For details, please refer to the first article about the Pag-IBIG Multi-Purpose Loan.
@lea:
yes, that’s possible and please proceed to the Pag-IBIG Office to get a computation.
@anali:
Please check with Pag-IBIG. They may have issued a check for your loan and you have to get it from the office.
@virginia:
Please don’t get taken by that slogan. 😉 Better have a representative check the status from Pag-IBIG Office.
good day po,
ask ko lang po sana, gusto ko po sana bayaran ng advance ung 5yrs o(60months) ko sa pag ibig in one time, possible po kaya eto? and gano po katagal pwede mag apply ng MPL para sa first timer po, maraming salamat po..:)
good day, pwede po b ako mka avail ng MPL khit po may current loan ako sa sss?
just have an inquiry re my housing loan, I got 750k approved housing loan payable in 25yrs with a monthly amort of 6,035.19 last June2009 and paying the monthly amortization and it’s been almost 2yrs now but I can see my loan balance is still 728,363.69. Does it mean 117,441 just went to interest for almost 2yrs? which is roughly 21,600 went to my principal loan payment? If so, how can I deal with it to make the interest lesser? Can I arrange to shorten the term so that I can use the interest that I already paid? Please enlighten me as I was shocked knowing that I’ve been paying for 2yrs yet it’s showing me that I just paid about 21,600 excluding the interest.
@erryl:
Good question. The latest article on this website discusses this topic.
Please refer to the article by following this link:
https://www.pagibigfinancing.com/articles/2011/mortgage-calculator-and-amortization-schedule-plus-how-to-save-on-your-loan-payments/
With the use of the online calculator, you can basically, understand the nature of amortizing a home loan. I hope this helps.
@toadmin:
Yes, you can pay all 5 years in advance. But take note, it’s not to your advantage.
As for your other question, please refer to this link:
https://www.pagibigfinancing.com/articles/2010/the-pag-ibig-multi-purpose-loan/
That’s the first article on Pag-IBIG Multi-purpose Loan and it shows how much you can get on your application.
Hi!
Good Day!
Gusto ko lang po malaman if incase na allowed akong magloan for MULTI PURPOSE LOAN, at first time ko palang pong mag loan, how much do I get po ba? salamat po….
Currently I am a freelancer, and I haven’t been able to contribute to the Pagibig fund, but I have been employed for 3 yrs from another employer. I was able to make 24 monthly contributions from before, can I still apply for a loan?I was intending to use it to pursue my studies.
hi,gusto ko po snang malaman F allowed me mgloan ng MULTI PURPOSE LOAN,i have been employed for 5 years at first time ko po snang mgloan,how much do i get po ba? slamat po
hello po..may housing loan po kasi ako pero nagkaroon po ng problema foreclosure na po sya pero binigyan pa din nila ako ng time para mabayran ko un. Pwede pa po ba akong mag loan ng MPL? since currently employed pa naman po ako? salamat po..
hi,
as per our manila office, my salary loan was approved, but pagibig is not allowing any representative to get the check though an autorization
letter will be given, it so happen im a field worker and region far from your office where my loan was about to be released.hope there is an easy way on my case.
hi! I just want to verify, what if you have an existing MPL? then you’ve been paying monthly, on time but it’s still not paid and it’s already 8 months from the first time you’ve loaned. Can you loan again? thanks in advance.
@kristine:
I forgot the exact number of months, but I think that was 9 months before you can get another one.
@rolly:
That’s for security reasons.
@elppayam:
I don’t know if getting an MPL will help your problem with the property. But you can try.
@randy:
yes definitely. Please read the first article related to the MPL to know how much you can get.
@kat:
Please be informed that you need to be actively contributing to be granted a loan.
@majesty:
Yes, why not? Please try to go to the Pag-iBIG branch near you.
Tatanong ko lang po.. Wala lang po akong idea kung pano ko po macocontinue ang PAGIBIG contribution ko after 2 years na di na ako nagbabayad. Wala naman po akong Pagibig ID or hindi ko rin alam kung ano ang Pagibig account number ko. 5 years akong nakapagcontribute sa previous company ko sa pinas at 2 years na akong abroad. Pano ko po malalaman magkano talaga ang total contributions ko?
How do I know my account number in Pag-ibig? I never got any orientation or understanding about how Pagibig works before when I was working for 5 years in Phils and never bothered to get my account number unlike SSS, and now after 2 years of no contribution because Im working abroad, I want to continue it but I don’t know whether I really have existing account or not, though I always notice HDMF on my payslip. Please enlighten me, thanks!
I am a long time member in PI from 1997 to 2007 and just finish paying my lot loan but at present i’m working in other country, can i avail another lot loan?ty
Is it possible that I will pay my delinquent account in multi purpose loan and apply for a housing loan. Im working here in saudi arabia for 5 months now. I already attend a seminar for the housing loan but forget to ask that question.
also, i had a worker who wanted to apply for a housing loan to buy the house and lot of her mother that is up for foreclosure by the bank.
@paul:
It is in your favor if you pay your delinquent MPL loan. Otherwise, it will affect your chances of getting another loan in the future.
@froilan:
Since your previous loan is already fully paid, yes you can get another one.
@Cabz:
Please request it at the Pag-IBIG Branch where you are remitting your contributions while you were here in the Philippines.
@Rodel:
You just need to pay your monthly membership to be reactivated. I would suggest that you have a representative check your past payments at the Pag-IBIG branch in your place.
thank you for the answers. how can you get your pag ibig account number?
Good Day,
just a concern i hope you can help me with–
Can i still go to a pag-ibig office and apply for MPL if I submitted my application via our HR 3 days ago?
I applied for pag ibig loan via our company’s HR in Makati but I was told it might take around 2 weeks to process. So, I thought of going to Pag ibig myself to hasten the processing.
Hope you can clarify.
Thanks!
who is the owner of a house in Block 1 Lot 16 heraldville subdivision in angono rizal botong san francisco barangay san isidro.. so we can inquire to you that we were own that house
@clarissa:
Sorry, we can’t answer that one.
@yanhatei:
Yes, you can do that.
@paul:
Please proceed to the Pag-IBIG Office to inquire about your ID Number.
gud day po ask ko lang po kung ano ano po ang requirement sa home improvement loan at ano po ang mga requirments at mag kano po ang pwede ko loan member po ako since 2005 salamat po ng madami
Good day!
Tanong ko lng po kung pde mag avail ng home improvement loan even nagbabayad p din ako ng housing loan ko sa pag ibig. 6 yrs na din ako nagbabayad (for 20yrs loan. I need maybe around 400~500K. MAy nagsabi din skin na pde itong maipatong sa initial na binabayaran kong housing loan for the next 14 yrs, totoo po ba yun? thanks in advance!
pano po ba mag apply for salary loan?ano ano po ba requirements?
I want to pay here in KSA the monthly payment of my housing loan, is there any authorized bank already to this for pagibig?
If this is not possible yet, can I pay directly to metrobank or BDO which I have a savings account? How can I do that, please assist me because my wife is not paying my housing loan continuosly although I am remitting them w/o any fail for almost 3 years..
Lastly, if I will pay an amount to be deducted from “principal amount” for example this month, will it be effected & deducted immediately from my next monthly payment?
tanong kulang po kung approved naba yung salary loan ko Cebu branch. thanks
@Arlan:
YOu have to personally check it at the branch.
@Orlando:
Please check this link on how to send your payment to the Pag-IBIG Fund:
https://www.pagibigfinancing.com/articles/2011/5-ways-to-pay-the-pag-ibig-fund/
Any advanced payment that you make alwats goes to the principal.
@ma kristina:
A salary loan with Pag-IBIG is actually under the MPL Loan Program. Please check the fisrt article by following this link:
https://www.pagibigfinancing.com/articles/2010/the-pag-ibig-multi-purpose-loan/
@Jepoy:
Yes, that’s correct.
@polly:
Please read this article for the documents required:
https://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-requirements/
I just paid the full amount of my 1st MPL on the 24th month.I haven’t paid the monthly dues for the past 23 months.When can I possibly apply for a 2nd MPL?
@drei:
First you need to be active again by paying your new contributions. I think you can avail of another MPL especially if you had a good credit record with your first MPL Loan. Please verify at your respective branch.
Good day! Just a quick question, when buying a house & lot property, upon settlement, who will shoulder the BIR fees? Is it me (the new owner)? Coz for a 208 sq.m lot, I was told that I have to pay around Php 90,000 BIR fees. What are the fees the seller will shoulder?
Thanks in advance.
hello! I have an existing salary (MPL) loan from pag-ibig. Currently, Im not in the Philippines and relieved from work, I don’t know where I can get an update or a summary of the amount I have already paid.
hoping for your help!..
thank you..
@Jenny:
Good question. Actually, it depends on your arrangement with the seller. But usually, the BIR Fees (Capital Gains Tax, Documentary Stamp Tax, etc) should be shouldered by the seller.
@coreen:
You have to verify that one at the branch where you got the MPL Loan Proceeds.
good day!
Just want to ask kasi may housing loan ako under buy back guarantee pero account closed na sya..gusto ko sana mag MPL pero dahil nga account closed na un housing loan ko..ano ba pwedeng gawin? If ever ba na mabigyan ako ng developer ng Certificate of Buy Back Guarantee makapag avail na ko ng MPL?
@lowie:
Sorry, but that cancelled account has an effect on your eligibility to avail of the Multi-Purpose Loan.
good day admin! i would just like to ask, yung contribution for 24 months, should that be consecutive or pwedeng hindi, basta you have contributions for the last number of months? thank you po.
kakaresign ko lang po sa work ngayong month, i can still file my multi purpose loan, i have more than seven year contribution being emplyed and its my first time to apply for the loan
@april:
Yes you can, but your resignation may affect your loan application.
@hazel:
It has to be consecutive 24 mos.
may mpl loan po ako from my previous company. nung nag resign po ako hindi ko na po cya naipagpatuloy pagbayad for 2 years na ngayon. actually, may bago na akong work ngayon from other company. paano ko mababayaran yong previous na loan ko? then, magkano po yong percentage per month sa amouny na d ko nabayaran? or ok lng po ba na over the counter yong pagbabayad ko kahit may work nko sa ibang company?
pwede na ba makapagloan yun 7 months pa lng yun contribution
Good day!
ask ko lang po, kung pwedeng iadvance yung payment for my loan.. Na approve po yung loan ko last AUG and my ompany start deducting me last sept. Pwede po bang i advance yung payment ko para makapag loan po ulit ako?!
Thanks!
@Jhenny04:
Making an advanced payment is definitely acceptable. Please make sure that you do it at the office and keep your Official Receipt.
@kath:
24 months is the minimum.
@marvy:
Please understand that your MPL Loan is with Pag-IBIG and not with your previous company. Meaning, you need to pay it yourself because that’s your obligation. And yes you can pay it over the counter.
Admin sa usaping advance payment gusto ko lang malaman kung pwedeng magbayad ng maaga lets say ang total loan ko ay 460,000.00 eto ay magiging P998,278.62 (principal, interest at insurance)sa loob ng 25 years kung halimbawa nakabayad na ako ng halos 5 taon tapos biglang akoy nagkapera ng malaki at nag advance ako ng P150,000.00 sa aking principal na utang (hindi ho advance sa monthly amortization ha kundi sa principal po) tanong ko po? magkakaroon ba ng revision at liliit yung interest or makkakaroon ng pagbabago sa aking amort monthly payment ng mas maliit kaysa dati or makakaroon ng re cumputation.
maraming salamat sa mabilis na pagtugon..
joey.
Hi
Nag pa consolidate ako ng contribution ko sa pagibig. ngayon po yun 1st loan ko (multipurpose loan) hindi pala nabayaran ng dati ko office. so ang nagyari na offset siya pero fully paid na nagyon. ask ko lang possible na ba ko mag renew ng loan? kahit hindi nabaayaran an loan ko on time kse na offset siya sabi ng branch na pinuntahan ko?
thanks
@anne:
Yes you may, but not very immediately. Remember that, the loan amount will also depend on your contributions. You may have to continue with you contributions before you can get another one.
@joeylito:
You are right. Either the loan term will be shortened or you will be paying lesser as a result of that lump sum payment.
pano po makakakuha ng or i use pdc for payment popondohan ko po ba then san po ako makakkuha ng o.r na nareceived nila ang payment at nasa account ko unang payment po ba ay sa sa developer then sa pagibig na ang ang ibang payment
hello admin, gusto ko po sana magloan, kaso nawala po ang ID ko at nandun ang security number sa ID. paano po kaya ako makakapagloan or kukuha ng bagong ID? salamat po.
good afternoon,balak ko po kasing mag apply ng 2nd MPL ang problema po na undoy po yung check voucher hindi ko po naipasa sa company ko thats one year ago it means na hindi pa po ako nakakabayad but im an active member of pagibig,pwede po ba akong mag-aplly for 2nd MPL…ty
good afternoon po,gusto ko po sanang mag apply for MPL for the 2nd time ang problema po na-undoy yung 1st MPL loan check voucher ko di ko po naipasa sa company na pinapasukan ko it means na di pa po ako nakakabayad pwede po ba akong mag apply ulit ng MPL… ty po.
Hi.. Tanong ko lang po kung paano malalaman ang inaply kong loan last november 3 if approved na o processing nah.. Pwede bang malaman thru online?
hello poh, ask ko lang po pwede ako maka avail sa home improvement loan at how much maximum amount ang maloloan ko poh at for how many years bayaran at saka ang interest.thanks
good morning… 12 years working as gov’t employee then i resign and clear my account which i again some amount na they said will be my saving s..now i’m OFW and start again my contribution under the POP… may ask if my saving and POP contribution can merge … i want to avail MLP pag uwi ko… if now how my contribution needed ti avail a MLP under POP… and can i advance my contribution to avail such MLP…thankz in advance
gud pm…i have an existing PAG-IBIG housing loan P2,300 monthly amortization, loan term of 120 months or 10 yrs..i have completed 44 months…my question is, can i avail another loan for house improvement or do i have to pay my remaining balance of my existing loan?ty
I have a MPL, lumipat po ako ng employer almost three months na po ako sa bago kong work. ask ko lang po kung paano makakakuha ng voucher for MPL? at kung paano compute ang penalty ng delayed payments..
1/2% pala yung penalty every month.
ask ko nlng po paano makakuha ng voucher para ma salary deduct nlng yung payments ko.
gud am admin, can i still file an MPL loan even if i have existing Short term loan??
would just like if i can renew my multi-purpose loan though i still have an existing one? october 2010 ko nakuha yung first loan ko and i was informed na pwede na daw mag-renew six months after myfirst loan. di lang ako sure kung pwede nga…
Hi admin, Can I ask how much is the proceeds of loan (MPL loan) if I belong to those who have posted contributions between 24 to 59 months? Can you give me a specific amount?
Thank you very much.
I’m in the process of securing a loan.
Hoping for your immediate response.
pwede po b malaman kung ilang buwan pa ang utang ko s salary loan q. Kung nagbayad nga ba talaga ung office namen. pacheck naman po.
Alvin alamag may 19 1987 . Thanx
tanong kulang po kung magkano ang pwedeng maloan ng asawa ko sa multi purpose loan mag seseven years na sya naghuhulog sa pagibig isa syang OFW
Hi! Magtanong lang po ako kung paano makakapag loan ng home improvement pati requirements at kung pwedi pa kahit naumpisahan na yong construction kinulang lang sa budget
Thanks
pag ang OFW ba may automatic membership? paano po ba ako makaka pagmember malayo po ako sa branch ng pag ibig office dito sa riyadh saudi arabia? may ibang way po ba para makapag member sa status ko ngayon?
@danie:
It’s not automatic, but you are already required to become a member. YOu can do that at the POEA office when you are back here in the country. Or, you can have a representative do that at the branch of your choice.
@Pete:
Please check here for the requirements of the housing loan:
https://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-requirements/
@sheila:
The maximum MPL Loan he can possibly get is 80% of his TAV. Please read item #2 on the article above.
@alvin:
Please check it at the office.
@Joanne:
Please take time to re-read the above article. It is mentioned on item #2.
@gem_in_i:
yes
@john:
Well, the depends on the status of your existing MPL Loan.
@Ryan:
You can request it at the office.
@Wilmar:
That’s possible since it’s for home improvement.
@jeanie:
Please take note that POP is different from the regular membership program.
@michael:
Well, the amount will depend on many factors like the cost of the project and your capacity to pay.
@Winkle:
You can to call them to follow up.
@Joeven:
Remember that an MPL that is not paid will affect your TAV from which your MPL Loan amount is based. In other words, your TAV may have already been used up.
@cathy:
Yes, the ID is a requirement.
@mel:
When you issue a PDC, please ask for an acknowledgement that they receive it and also the successive OR when it is due.
hello po,
i am currently working abroad po, uuwi po ako ng pinas this 2012 february. Gusto ko po sana magloan kasi papagawa ko po yung bahay namin, nagkulang po yung pera ko kasi. anong klaseng loan po ba ang pwede kong ma avail? more than 10 years napo akong member ng pag-ibig, at wala po akong existing loan. i continued contributing po, till now.
HI can i pay past due home loand bills on Metrobank Online Banking? or SM bayad center?
Thanks
Ano kailangan sir kung magbabayad over the counter sa MPL.?
hi admin,
I would like to ask if I can directly file my MPL application in any Pag-ibig office,eventhough I’m currently employed. I already submitted my req through my employer and they told me that it was declined because my contributions are not yet consolidated. However I already submitted a consolidation form to them 4months ago. So, im thinking that they are not doing they’re job. Please reply asap. Thank you! 🙂
hi admin.. ung voucher ko kc ng loan ko sa pinoforward ko sa HRD ng dati kung work. Tpos ngaun, gusto ko sna ituloy ang payments, pro hinihingian ako ng copy ng voucher ng HR nmin ngayon. Saan po ba ako puedeng kumuha ng copy ng voucher ko?
Im an OFW here in UAE and have a contribution of 5$/month for more than 3 yrs. Is it possible to increase my monthly contribution to get a higher loanable amount.
@Edwin:
Yes, you can do that.
@Debie:
I’m not sure I understand what you are talking about.
@Anna:
Yes, you can apply directly, but maybe your employer is also right.
@Ryan:
You just need to know whose account you are paying and for what purpose. It would also be helpful if you can bring your Billing Statement.
@Shiela:
I’m not sure about the metrobank’s online banking facility, but you can always use the SM Payment center.
@dredz:
You can use either the MPL Loan or the home improvement loan.
kakaresign ko lang po sa work noong january 25, 2012 and I still have pending mpl but I already paid at least 6 months or more. I’m planning to apply for another mpl this time. I’m currently getting my income sa part-time job ko which is being an event organizer. do you think I’m eligible to apply for another mpl?
For the multipurpose loan, how much will a member receive when load is approved?
sir nagloan ako nung 2008 o 2009 ata. eh hindi ko napasa voucher sa employer ko … so hindi ako nakakaltasan. may amnesty o condonation ba ang pag-ibig ngayon? pano ko malalaman kung magkano na yung kelangan ko bayaran?
@Maria:
Always remember that in any loan application, some proof of income is very important in evaluating your application. If you can show them
that you have the means of paying the loan, you may be granted.
@Krissyo:
Please re-read the article above. The maximum is 80% of the TAV.
@harvey:
Is this a housing loan? if so, please refer to this link:
https://www.pagibigfinancing.com/articles/2012/home-loan-restructuring-program/
This is to inquire re: new guidelines on net take home requirement of 5000 to avail the MPL Loan. What will happen to us who belongs to rank and file employees whose salaries cannot meet that 5000. We are hoping that you change the scheme; that we can still avail the MPL ; that you make a bracket on 3 months loan, 2 months salary loan rather. If you are going to implement the new system, only the officers and dept. heads can avail MPL loan.What remedy can you make?
@rodonel:
Thanks for your feedback.
Hi admin,
Im jarwin an active member of pag ibig local and pop ask ko lang if pwede bang pagsabayin ko ang mpl both local and pop?Thanks
gud am…. i am a member and last year i resigned from my job and my contributions was stopped and also my payment to my loan…. my question is… is it possible for me to re-loan? now i work again and and had my contribution again…
hi admin,
question lang, kapag ba may active salary loan ako hindi ako pwede mag-apply ng MPL since they are just the same? thanks
@shylaine:
You are allowed as long as you have already paid up to six months worth the monthly amortization dues on your multi-purpose loan.
@raymundo:
YES, but please check this one at the branch where you got your loan.
@jarwin:
YES, but then again, you need to verify this at the branch.
hello. i am currently employed.nkapag 1st salary loan n po ako and then natapos ko n bayadan. nung mag attempt ako to file a 2nd salary loan, they told me that it wasnt approved since i have a pending debt interest, kc ndi daw po agad ako nakaltasan right after the loan.nkapagusap n kami nung HR ng current employer ko and I thought okay n po..
if ever ndi nga na settle nung HR at kung may utang p because of the interest, pde po b n i deduct n lang un s 2nd salary loan ko?
please enlighten me po..
thanks.
kung may delinquent po ako na salary loan sa pagibig kapag binayaran ko po ba yun in full maqualify po ba ako for housing at gaano katagal po bago ako makapag apply for a housing loan
@Susette:
Yes, ideally that should be the case. But then it also depends on your loan status. The staff there should finally decide on your case.
@Eliza:
Well, there is no easy time frame to follow. The staff has to evaluate your account first.
how long is the process for multi prupose loan??? will it take weeks?
hi admin ask ko lang po kung sakaling bayaran ko yung previous loan ko pwede naba ako mag loan ulit? pwede ko po ba yun e process on that day na mabayaran ko yung loan example: binayaran ko sya now pwede ko rin ba sya e apply yung loan ko after ko mag bayad? that day? plz replay to my email thanks po..
good day to you!
may i ask, i am currently applying for a Housing Loan.Just found out, i have a multi-purpose loan unpaid..i am planning to pay for the whole balance. can i still avail of the housing loan? please help!
thank you and God bless!
hello admin..inquire lng po.anu po ang requirements pra maging member nang Pag ibig fund? pwede po ba ako.wala akung work. ang asawa ko po ay chinese. gusto po sana nmin kukuha nang bahay. pwede po bang mg.advance payment? slamat po.godbless
@anne:
Please read this useful article:
https://www.pagibigfinancing.com/articles/2012/7-most-popular-how-tos-on-pag-ibig-fund/
@Jilcel:
Yes. Please re-read the article above.
@pholy:
That’s a strange question, but yes that’s possible. If you have the money to pay for your outstanding loan balance, why would you apply for a new loan in the first place?
@Jovan:
There are a lot of factors to consider, but normally it should only take a few days.
aside from loans, what other benefits we can claim as a member?
Ask ko lang po kasi last Feb pa kumpleto ang mga requirements ko sa nakuha kong house and lot sa Marilao,Bulacan-including my one month payslip…As per developer,they will file my papers sa pagibig pagkatapos pa nung bahay(90days).More or less end of May,2012 pa.Kukuha pa po ba ang pagibig ng another payslip or other documents?Antagal kasi po ng 90days dba?At pwede po ba akong mag multi purpose loan pag na-approvan na ang housing loan ko by June?Nung February pa po ako qualified (again)sa MPL.Salamat po
Hello admin,
two years na ako sa work ko ngayon napansin ko lang naliliitan ako sa pag ibig contribution ko, may paraan ba na ma adjust ko yung contribution ko, by the way im a two year old member pa lang, hindi ba ma aapektuhan ung contribtution ng employer ko kung mag papataas ako ng contribution, at kung hindi naman maari itong gusto ko. bakit kaya? pwede rin ba ako mag separate contribution pra madag dagan ko lang contribution ko.
I’m planning to get a housing loan near future, “the more the contribution the more to avail bigger loan amount”. thanks! GOD BLESS
Hi Admin,
I filed a short term loan on March 19 and the release date is tomorrow, March 23. They mandated a LBP cash card and said that it will be credited to the account. No need to pick up any check. Now my question is, how would I get my Voucher so I can submit it to my employer for deductions? Thank you 🙂
ilang months ung contribution para po makaavail ng salary loan? tnx
Hi Admin,
Nag file po ako ng renewal MPL loan and I was given a land bank cash card. ANg nakalagay dito sa paper at sabi din ng bank officer sa Pag Ibig office Cebu eh sa March 23 daw after 3 pm ma credit ang pera but saturday na eh wala pa din. Delayed na ba ngayon ang mga pag ibig loans? Tanong ko lang po. TY
Hi Admin,
Can I possibly request for another copy of the loan voucher? I used to pay my MPL thru my prev employer (salary deduction). However I moved to another location (new employer) and wished to pay my loan via the same method. Where can I request for this? Is it possible online?
Please advise!
Thanks!
Hi Admin!
I would like to inquire if I can still avail of the home improvement loan. My husband and I acquired a townhouse through PAGIBIG last 2008. It is named after him, but I think it is still conjugal property.
Gusto ko sana ipa-renovate ung house kaya I want to know if possible akong mag-loan ng home improvement. If yes, what are the requirements and the process? Thank you.
Tin
@Tin Reyes:
Yes, that’s possible. Here are the requiremenets:
https://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-requirements/
As to the details, please visit the branch that granted you the loan.
@oxy:
Please request it at the branch.
@Rommel:
Sometimes there are really delays. So please follow up with them.
@jhen:
Minimum of 24 months.
@Analyn:
Please inquire at that branch what their policies are. Though normally, if you don’t pay it, Pag-IBIG would just use your TAV to pay for the loan.
@micmat:
You contribute a higher amount if you want. Your employer is only obliged to pay for the 100 per month contribution. But of course, it doesn’t hurt to ask. Please remember also that the loan amount that will be granted to you has a lot more to do with your capacity to pay than your contributions.
@robert:
It depends on the Pag-IBIG Fund if they will ask you to submit another yet or the ones you submitted are already okay with them. Just be prepared.
@eglon:
Savings Benefits.
ng advance po aq ng byad 2 yers po kc blak q po iparenovate haus nmin at blak q po byaran ung lup
a n tinitirikan nmin d p po sken nkanme ung lupa kc dp byad ska q plng byaran kng mkaloan aq pno po aq mkaloan ei kelangan nio ng title ng lupa pno po kya un
magtatatyo po ako ng gym i am an of w here in saudi binyaran ko pu ang pag ibig ko yearly kya nakak 2nd year nako fully paid for 24 months, P800/kada buwansa PESO ang monthly ko mgkano po kya pwede iloan pra mkatayo ng gym at gano po ba kabilis ma release since 1 month vacation lng po ako
Noel in SAUDI
hello admin,
on your last answer to my query is that i can contribute a higher amount if i wanted. but when i request this from our HR, ang sabi hindi daw pwede! kasi tataas din ang contribution ng employer namin which ndi pwede yun. binigyan nya ako ng advice that i should save my money if nag pa plano daw ako mag housing loan near future. imbes na i contribute ko i tabi ko na lang dw. is that really necessary? i do know your point that it has lot more to do w/ my capacity in paying than contibuting. my ideas getting a housing loans are base on your tables and my net income. again thanks for enlighten us here! everyone deserved a decent home.
Good day. I would like to ask what would be your assessed amount for multipurpose loan if I am an active contributor for 26 mos. with P100.- being deducted in my salary? Thank you so much
@linder:
That’s 60% of your TAV. Please get an assessment at the branch.
@micmat:
Yes, I think your HR is making sense about just saving that extra amount you intend to contribute. You only be allowed to contribute a higher amount once you also get a higher loan amount. But for most situations the regular 100 per month contribution will just fine.
@noel:
Pag-IBIG Housing loan is only applicable to residential properties. A gym is definite not under this category.
@analyn:
Please refer to this link:
https://www.pagibigfinancing.com/articles/2012/land-title-how-to-register-and-transfer-it-in-your-name-as-the-real-estate-buyer/
Dear Sir:
My property is mortgaged at Home Guaranty Corporation. I would like to know if I can apply for a House Improvement loan, using my son’s Pag-ibig membership? His wife is also a Pag-ibig member.
Sincerely yours,
Ma. Zita Aligaga
@ma. zita:
Sorry, but that’s not possible until your loan with that company is already fully paid and the title cleared.
hi,
ask ko lng paano maka avail ng house improvement loan? more than 15 yrs. na ako member. How much is the maximum loanable amount? thanks
@Ferdz:
There are qualifying factors that they consider in evaluating an applicant. A good start is to understand the loan process. Please read this link:
https://www.pagibigfinancing.com/articles/2010/the-pag-ibig-housing-loan-process/
asking requirements to loan for housing improvements. up to how much pwede po ma-loan? how many days processing?
i went to your website seeing pdf file for house construction or house improvements but only 1 page appear & downloaded & parang kulang info. saan po pwede pumunta or ano pong reliable source thru online inquiry?
good day po, itatanong ko lang po sana kung anong loan ang pwede kong i avail para sa pagpapatayo ng bahay sa lupa ko,, need ko pong malaking halaga, alam ko di ako pwedeng mag apply dito sa mpl, so ano po ang pwede kong ma avail sa needs ko.
kung sakali mag loan ako nga cash na 500,000.00 magkano naman po ang interest nito kapag binayaran ko sa loob
ng 10 years
hi..nakabili ako ng isang maliit na lote sa bulacan and gusto ko sanang makapagpatayo ng kahit isang maliit na bahay..maari ba akong makapag-loan na pwede kong magamit para sa pagpapatayo? anung klaseng loan ito at entitled pa din ba ako kahit may salary loan din ako? maraming salamat.
@MaFe:
The maximum loan amount is 3M.
Please check here for the requirements:
https://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-requirements/
@beth:
That falls under the housing loan program. Please refer to the link below for the monthly amortization schedule:
https://www.pagibigfinancing.com/articles/2011/mortgage-calculator-and-amortization-schedule-plus-how-to-save-on-your-loan-payments/
@soc:
Naturally, that’s under the Housing Loan Program.
hi. i have an existing multi-purpose loan and i would like to file for loan renewal. i have done this before with my previous company wherein i do not finish the 2yr term.
isn’t it that if i have already completed 6mos payment or already paid at least 25% of the loan amount + interest, i can already file for a loan renewal? i used to request that my amortization be more than what was required so i can reach the 25% requirement in less than 6mos and file for a renewal. now that i am in a new company, i asked our payroll officer if i can increase the amount of amortization to almost double of what is required so i can file for renewal in about 4 months instead of 6. the payroll officer told me that even if i increase the monthly amortization, i still have to wait for 6mos to file a loan renewal because the application will be denied/rejected. is this true? how come i was allowed to do that in my previous company and now i can’t. is there a specific policy for that?
please let me know. thanks.
@pinky:
You are right, but sometimes there are changes to the rules. Please verify that one at the branch. Another thing is, your MPL Loan actually depends on your contributions. So if you pay more just to get another loan soon, it’s actually like borrowing from your own payments. Does it make sense?
hi good day, ask ko lang po kung qualified na kaming mag apply
ng home improvement loan.
bale 2 years na po kami sa housing loan on august 6, 2012.
Your immediate reply is very much appreciated.
Regards
@Philip:
It depends on a lot of factors. But basically, you can attend the orientation and you will be assessed from there.
a warm christian greeting!
gano po ba tlga ktagal ang processing sa salary loan? tama bang 3-5 days lang? kasi yung saken gang ngayon hindi ko paren nkukuha, hindi paren pumapasok sa atm ko…papano po ba malalaman kung ok na? thank you
A warm christian greeting!
itatanung ko lang po kung gano po ktgal bago maaproved ang salary loan. nagpasa po ako ng application last monday pa at ang sbe nman nila by 3-5 days po processing ngloan..bket po gang ngayon eh wala paren..hinhintay ko lang po pumasok sa atm ko..thanks..
@Rhenier:
Please follow up at the branch. You are right, it would not exceed 5 days.
gud day po.gusto ko lng po malaman kung saan n po ako dapat mgbayad ng dati kong naiwan na salary loan sa dati kong private employer kkregular ko lng po kc ngaun sa public school.paano po b ang proseso?nangangamba po kc aq ngaun dahil bk di maaprubhan ang aplikasyon ko sa housing loan.
good day! ask ko lang po kasi nag apply po ako ng 2nd MPL. sa company ko na 4 yrs na akong regular employee then after 1 month ng pagaantay sa check ko nalaman ko na DENIED daw ung loan ko. ang reason na sinabi sakin FOR FULL PAYMENT. pero natapos ko na ung unang loan ko. pls. explain. THANKS!
@raquel:
Most probably the Pag-IBIG Fund has already used your TAV to cover the payments. Please verify your records at the branch.
@khrismar:
Please ask them for an explanation.
Good day, Seaman ako at meron ako kinuhang house and lot …in-house ang paghuhulog ko sa kinuhang bahay at lupa..itatanong ko lang kung pwede ba ako magloan sa pag-ibig for housing loan,na cash ko makukuha ung pera para mapaayos ko din ung bahay ko??salamat!!!
Willie,
The money will be released as check and normally in the name of the seller. But it’s possible that you use Pag-IBIG Housing loan in your case so you can transfer from In-House Financing. Please coordinate with your developer or home seller.
Hello,
I applied for a multi purpose loan before on my previous employer 2 years ago but I wasnt able to complete th payment, If Im not mistaken I only paid for 5 months. Im in a new company right now and I wanted to ask if I can still renew? and also they say that I cannot pay on the Payment Center because of the delay in payment, where can I pay?
Elisha,
Please check the status of your account at the branch where your records are kept.
You can always pay over the counter at the branch or you can arrange for a salary deduction.
hello po,
member na po ako ng pag-ibig fund for about 7years, sea man po ako
kumuha ako ng sasakyan at 1 1/2 year ko na binabayaran. sa ngaun ramdam ko na nahirapan na akong magbayad sa loob ng 5 taon so far 3 1/2 years pa ang pag hihirap ko.
balak kung mag loan para ma e cash ko ito sa bangko at para lumiit ang bayaran ko every month. sa ganitong paraan baka sakali mababawasan ang sakit ng ulo ko. maari po ba akong mag loan sa pag ibig para ibayad sa sasakyan. salamat po
Hi Bot,
You may want to avail of the Multi-Purpose Loan, but I’m not sure if that’s enough to solve your problem. 🙁 The MPL Loan is really very minimal and will depend on your TAV– that’s more or less your total contributions.
Good Day po,
Is there any way to have a different option about my case. Alis po ako sa katapusan ng July so kung meron po ibang paraan pede po bang e-suggest niyo saakin kung ano ang gagawin habang may time pa po ako para asikasuhin ang papers…. maraming salamat po at napakalaking tulong ng site na ito para sa lahat na mga katanungan
hi,
I visited your branch in Tagbilaran last June 2012 to inquire regarding my contribution but they told me for OFW only in main office in Mla we can inquire & transact anything. bakit? ang hirap naman yan di naman lahat OFW from Mla. kaming taga provinsya kailangan pa naming gumastos at bumyahi nang malayo para lang sa ganon dapat online na rin ang mga branches nyo sa lahat nang provinces.
Hi Evelyn,
Yes, that’s true. But you can send an email to publicaffairs@pagibigfund.gov.ph to inquire about the details of your POP account.
When will be my check will be arrive, for almost4 mos. n akong na antay coz i need it for my kids…..
hope you will understand………
hi po. ofw po ang mister ko sa jeddah. itatanung ko lang po kung pwede po ba na mag-avail xa ng MPL kahit po nasa jeddah pa xa ngayon? pwede po ba na ako mag-represent sa loan nya? ano po requirements? at magkano po pwede mai-loan?
Hasmin,
She has to go back here in the Philippines to apply. After that, you may want to be her representative.
Good Day po,
Hello po,
From my recent inquiry
Is there any way to have a different option about my case. Alis po ako sa katapusan ng July so kung meron ibang paraan na pede e-suggest niyo saakin habang may time pa po ako para asikasuhin ang papers….salamat n marami
Hi Bot,
Sorry, but I don’t know what your last inquiry was.
Can i avail multi purpose loan even without a job? I am a housewife but planning to continue my contribution since i resigned to my job..
Thanks .
Hi
tanong ko lang po pag nakapag pa member knb s pag ibig fund resibo lng b ibibigay pag nakapag bayad n po for 2 years…wla po bang id ung pag ibig?new member po kc aq…tnx
Rossel,
Please verify your membership by going to the branch.
hi! ask ko lang po if pwede ko bayaran partial or full ung MPL ko?
liliit po ba ung interest nun? ex. 30k ung loan then byaran ko ng 10k? and san po pwedeng magbayad?
thanks in advance
Kath,
The interest would still be the same. But you can pay it earlier.
tanong ko po me outstanding balance pa po ako sa multi purpose loan.pde po ba n ipakaltas ko un sa current employer ko?
Gloria,
Please check your loan balance at the branch.
Hi! I just want to inquire is it possible po na maprocess yung first loan ko even if isasabay ko pa lang yung consolidation ng hulog ko before from my previous employer? Is it possible na maaprove ung loan ko with that case? I’m a member of Pag-ibig since Oct.2007
Thanks..
Yes, that’s possible.
ask ko lang po, i have existing loan with pag ibig and i was severly affected by the flood because of habagat, how much calamity loan do i take? 3 years plang po ako naghuhulog sa pag ibig. it is possible na ang calamity loanable amout is umabot sa 1 month basic salary? or mas maganda po na magsalary loan na lng kesa calamity? or if ever po pwede po ba sabay?
Please advise, Thank You
Rea,
Please refer to the above article.
good am
i am a government employee earning a net income of 27thou.. my gross is 33500. there is this house and lot that i want to purchase costing from 5 to 6m. the house is 3 floors.
anyway, that house and houselot was already mortgaged to land bank at 2m accdng to the owner. the first floor was used as a business establishment by the current owner since it is located in a business center area. (the first floor and 2nd floor, i plan to rent it out too used for paying the amortization if ever.)
i have read in an article that the max loanable amount is 6m already.
i wonder if i can avail the pag-ibig housing program.
or is there a possible way i can avail the pag-ibig housing program. ?
thnk you
hi ask ko lang if mag kano ang first ang loan?
may i ask if i can avail the salary loan when i have still an old account which was not deducted from my previous employer?
Good Day po,
Please help me with my inquiry:
I am a member of Pagibig for more than 5 years. Active po contribution ko hanggang last April 2012 bilang seaman, napatigil po ako. Fortunately e, paalis na po ako ulit this Oct 17, 2012.. Ang question ko po e, gusto ko mag Multi Purpose loan pwede po ba mag MPL kahit na hindi po ako nakapaghulog from May – Oct 2012? Please assist. Thank you!
Jonn,
Ideally, you must be actively contributing when you apply for any loan. But you can try since you are a seaman and on a contract.
Jonn,
I hope you get this reply. You have to be an active member for you to avail of the benefits.
Good day! I requested for a consolidation of my PAGIBIG contributions in our MKT 3 branch and they received it last Aug 13. Up to now, everytime I follow-up, they’re saying that my contributions are not consolidated/transferred yet. I asked if I need to do any, wala naman daw, tawag na lang daw ako ulit. Who is the best person or department to talk to to fix this? I’m contributing for over 10 years already and I wish to avail of the MPL.
Liza,
Next time you inquire, please ask them for a time-frame. Sometimes it’s really taking a long time to process especially if you’ve been moving from one company to the other.
Hello,
I just would like to ask why proceeds of MPLoan will only be credited to the issued landbank cash card 10days after the application of MPL? I find it too long to wait compared to the ones issued by check which waiting period is just about 2 to 3days upon loan approval.
Is there any chances to have it expedited? I mean, was their any instances that a member got it earlier than the 10days required?
Hope to hear feed backs soon.
Thank you
Maye,
That’s the way of doing it.
good afternoon po! ask ko lang sana kung nabayaran ko na yung 24 months o higit pa . ilang days, week o months po ba bago ma approved ang loan ko. and my salary is 3200 riyals po mag kano po ang pwede ko ma loan?
Good afternoon. I’m inquiring on behalf of my spouse’s loan application. We’re from Davao City but his company remits his contribution to Makati 3, so we had his contribution merged pa from Makati 2, also from his previous company who also remits there. It took us awhile for the loan application to be processed as i understand po na dapat pa ma merge ang records nya. As we are now awaiting for the loan approval, he is likely to resign from his current employer. What will likely happen po ba if once ma approve na ang loan, eh wala na cya dun sa current company nya when he submitted his application? San po kaya ipapadala ang check, and what are our options since nasa DAvao City po kami? tnx po in advance, for any feedback re:this.
Bibi,
If it is an MPL Loan, he is likely to get a Landbank ATM where Pag-IBIG can deposit the loan proceeds. He should get this one from the branch, there in Davao. Please coordinate with the staff there and make sure that they don’t send the check/ATM anywhere other than the branch.
c”,)hi admin. i would like to know if how can I possibly have a PAG-Ibig Loan Voucher and an Accomplished Authority to Deduct?
I was a former private employee and I’ve had my MPL. But I resigned with my former company and had my new work today but one of their requirements is that Pag ibig Loan Voucher & an Accomplished Authority to deduct. Im looking forward for your immediate response on this matter.. Thank you so much & more power!!! ^_^
Good day!It is possible to have a copy and send it thru my email account of consolidation details of my contributions made since I’ve start to work up to present and the balance of my first loan before that I’m waiting from your office the consolidation so that I can start to pay my balance of my loan?Thank you so much!
good day!gusto k po sana mg loan ng 500k pra ibili ng lupa at patayuan ng bahay…pwde po ba ako mg loan?pag ibig member po ako..salamat po
Good day po…ask ko Lang po Kung paano ko po Malaman Kung mgkano bayaran ko monthly sa naloan ko last nov. at kylan ako mgcmula mgbayad….wyting ur reply po…
good afternoon po, im a member of pagibig europe since 1997, is mr . amado dizon , still incharge of pag ibig europe? , how can i keep in touch with him? can i have his direct phone no.? thank you in advance,
ask ko lang po ang multi-purpose loan balance ko.salamt po.
Hi, Meron po akong MPL I think it was 2 years ago, and I submitted it to my employer, but without knowing di pala ako kinakaltasan, naglapse na po ang niloan ko. Meron po bang loan condonation for MPL?
ask ko lang po sana if 18yrs na ko member ng pagibig then this will be my firtst time applying for salary loan how much po kaya ang 1st loan ko?magpapagawa kasi ako ng bahay ng mother ko please reply asap
Good day…just wanna ask if I can apply for an MPL even if I have an existing loan with SSS…thanks…
gud day po! ask q lng po kung pwede ikaltas sa TAV q ung outstanding loan q sa MPL. akala q po kc automatic na maikaltas kc nag -aply naman na aq for change employer. tnk u po nd God bless!