Recently, we’ve been bombarded with questions about Pag-IBIG Fund Membership from our website visitors. These questions came from formerly active Pag-IBIG members, from Overseas Filipinos who wanted to join the program, and from people who were never sure if they were once members of the Pag-IBIG Fund or not. Well try to address each type here in the form of Question and Answer.
It is our hope that all future questions related to Pag-IBIG Fund membership will be put here in one place. So should you find something along this topic that were not yet addressed, please feel free to use the Contact Form or drop your questions from the comment box below on this page.
Please take note that many of the questions that were posted by the visitors have already been addressed in the previous articles. We’re not sure if they were just unable to find it or they don’t know how to use the Google Powered Search Box included at the bottom part of this website. So in this regard, some of our responses will make references on previous article where a particular topic is best explained.
Q-1: How can I become a member of the Pag-IBIG Fund?
There are basically two-type of membership to the Pag-IBIG Fund. One is mandatory and the other is voluntary.
For those who are locally employed in the Philippines, their respective employers should be able to assist them on their membership registration.
For voluntary membership, like the freelancers, self-employed professionals, and small business operators, please refer to the article about Voluntary Membership To Pag-IBIG Fund.
Note: OFW’s are now required to become members of the Pag-IBIG Fund. It used to be optional for them to become members of the Pag-IBIG.
Q-2: It’s been a long time since I left the Philippines to work overseas. I can’t remember anymore if I was a member of the Pag-IBIG Fund or not. How will I know?
Your case is quite understandable. Many Overseas Filipinos are also having that kind of problem, especially those who wanted to avail of a housing loan from Pag-IBIG for whatever reason they may have.
The best approach to this problem is to have a representative inquire it at the Pag-IBIG Branch where you used to be working here in the Philippines.
If, however, you are very sure that you have never been employed here in the country, there is a very good chance that you have never been a member of the Pag-IBIG Fund. In such as case, it is better to ask yourself if membership to the Pag-IBIG Fund is even necessary for you. Please be aware that there are other alternative housing loans available other than through Pag-IBIG Housing Loan.
Q-3: I remember I was contributing to the Pag-IBIG Fund when I was still employed in the Philippines. But since become and OFW, I stopped contributing. How can I re-activate my membership to the Pag-IBIG Fund?
The re-activation part is quite easy. All you have to do is continue paying your membership contributions!
But before you do that, it is best if you can proceed to the Pag-IBIG Office and request a copy of your past contributions.
Q-4: What is my Pag-IBIG ID Number?
Knowing your Pag-IBIG ID Number is one of the most important things you can do. IF you don’t have it yet, or for some reasons you forgot, please proceed to the Pag-IBIG Branch where your contributions are being remitted to and ask for a copy of your Pag-IBIG ID Number.
Pag-IBIG Financing Notes:
- This is an on-going discussion page for all queries related to Pag-IBIG Fund membership.
- If you have a question about Membership, and about membership to the Fund only, please use either the contact Form or the comment box below
So stay connected with us (we are on Facebook) for more Q and A about Pag-IBIG Fund Membership.
Greetings! my question is this, if i bought a house from a developer that does not allow pag-ibig loan, can i apply it in a bank housing loan. then apply for a pag-ibig loan to pay the bank? thanks!
@Roel:
It depends. Pag-IBIG will conduct its own assessment of the property and the subdivision project as a whole.
Special note to site visitors: Please post only Pag-IBIG Membership related questions on this page. If it’s not related to Membership, please find the appropriate article to post it on.
Hi. kumuha po ako ng property sa cavite and mag lo-loan ako sa pag-ibig. as per developer, under construction na yung house. my question po, pwede po bang ibahin ang specimen or structure ng plan while construction is on going? like yung door ng bathroom ilalagay sa likod and yung kitchen ilagagay sa service area. pls advise po. thanks
I’m married 1997, got separated 2000..no annullment filed by either side…would I be able to apply for a housing loan that’s just under my name?
can i have my pag-ibig no. through this site?
can i have my pag-ibig no. through this site?because my previous employer can’t trace it..it takes time to trace it.
Helo,
I am an OFW, i haven’t paid my pag ibig since january 2011 until now, can i still pay my contributions covering from january 2011- August 2011?
thank you very much
sandra bongcayao
Hi,
Same with Karem Zapanta’s inquiry. Is there a way for us to get our PAG-IBIG number online?
Kindly advise.
Thanks,
Anne
ask k lang po,matagal n po k nakapagwork non 2000 pa pero po nakapaghulog po k non sa pag ibig.natigil po non 2001 up to now.eh pwede po ba makapagloan ng housing kung pwede po…
Hi Sir, good day po,just want to know if the INTERNET BANKING BPI FAFILY tie up with pag-ibig ay nag take effect na, kasi po gusto kong hulugan ang
Hi Sir, good day po, ask ko po if the BPI FAMILY BANK (SAVINGS/CHQ ACCT.) TIE UP WITH PAG-IBIG kung nag take effect na po ba, i just want to pay my membership contribution thru online banking as I am working overseas. Thank you very much.
@rita:
I think it has been there for quite a long time already. Please refer to this link from the MyBPIMag.com website:
http://www.mybpimag.com/index.php?option=com_content&view=article&id=179&Itemid=212#2
@mhel:
Sorry, but Pag-IBIG will consider loaning only if you have contributed at least 24 months and you must
be an active member by the time of loan application.
@Julie:
As of now, it’s not possible yet.
@Sandra:
No. Pag-IBIG doesn’t allow that. What you can do instead is pay whatever is due for the current month and all the future payment dues.
@karem:
YOu should try to do it at the office of Pag-IBIG.
@Isabel:
Short answer is Yes.
@Jenny:
Sorry, but that’s not the concern of Pag-IBIG anymore.
Greetings,
sana po matulungan nyo po ako makapag housing loan, im just earning minimum wage pero 116 na po contribution ko, gusto ko pong magkaroon ng house within Quezon city vicinity, hanggang magkano po ang pede ko i housing loan. thanks po. and MOre Power.
meron pa po akong binabayaran na mp loan sa ngaun mga 5k na lang yung babayran ko, pwede pa po ako mag avail ng housing loan?
hi!!!GUD DAY….ask ko lang po kung “MANDATORY” na po ba kayo??nageexist n po ba sya now???kc po gusto ko lang po ihingi ng tulong at itanung kung baket di po nagpapatupad ang kompanyang pinapasukan ng “MOM” ko…almost 15yrs n po ang mom ko sa pinapasukan po nya..pero until now ay wala pa rin po syang “BENEFITS”n PAGIBIG…Magreretiro na sya pero di pa rin nya nakukuha ang gantong benepisyo…sayang nmn po kung di po siya magkaron ng gantong benepisyo di po ba????di lang po sa nanay ko pati na rin po sa mga empleyado nila…sana nmn po ay matulungan nyo kame…..pls pls pls….
@Oj:
Yes, it’s mandatory for all locally employed.
@Jenny:
You need to pay off your existing MPL Loan first before you can get a Housing Loan.
@alma:
I think it would be helpful if you can read the article on Income and Loan Entitlement. It’s a very useful one. Here’s the link:
https://www.pagibigfinancing.com/articles/2011/how-your-income-and-contributions-affect-your-housing-loan-entitlement/
hi PAG-IBIG ADMIN:
OFW po ako,pero nkaalis n me pnas,d ako nka -avail membership pag-ibig, 5 months n po me s saudi,pde po b ang mother ko mag file? thanks
Hi, good Day po. Question lng po regarding HL, active member po ako and my husband for abot 4-5 years nung nagtatrabaho pa po kmi sa pilipinas at pareho pang single, last 2005, we got married and ayear after that nag abroad po kmi. Dun lng ho nahinto ang ontribution namin sa pag ibig and it is now almost 5 years na. Ang questions ko po ay, 1.) once i activated my account, or our account, are we elligible to take a loan right after po maactivate or do we still need to wait for 24mos.
2.) pauwi po kmi ng pilipinas for a 3wk vacation four weeks from nw, would it be better to apply here aboad or jan na lang sa atin?
3.) is it better to combine our account as one, pareho pa po kaming single nung time na active pa kmi.mas maganda po bang joint or required iupdate ang status?
4.) ang pagtatayuan po naming bahay ay bank loan din po at plan po naming i-loan ang ilang percent ng house
constuction, pede po ba ang ganitong case?
Thank you po.
Hi, good Day po. Question lng po regarding HL, active member po ako and my husband for abot 4-5 years nung nagtatrabaho pa po kmi sa pilipinas at pareho pang single, last 2005, we got married and ayear after that nag abroad po kmi. Dun lng ho nahinto ang ontribution namin sa pag ibig and it is now almost 5 years na. Ang questions ko po ay, 1.) once i activated my account, or our account, are we elligible to take a loan right after po maactivate or do we still need to wait for 24mos.
2.) pauwi po kmi ng pilipinas for a 3wk vacation four weeks from nw, would it be better to apply here aboad or jan na lang sa atin?
3.) is it better to combine our account as one, pareho pa po kaming single nung time na active pa kmi.mas maganda po bang joint or required iupdate ang status?
4.) ang pagtatayuan po naming bahay ay bank loan din po at plan po naming i-loan ang ilang percent ng house
constuction, pede po ba ang ganitong case?
Thank you po.
Complete naman po ang contribution ko since nagstart maghulog ng PAGIBIG, nawalan ako ng trabaho last April 2011, nagkaroon ako ng trabaho ng May hanggang ngayon…, pwede ko po ba hulugan ang April 2011 para wala po kumpleto ang hulog ko..?
Hi mam!!!!tnx for the answer so anu po ang dapat namen gawin para magkarun po sila ng benefits n ganun?????pls help us!!!!!!may habol pa po ba sila na maclaim un????sa JOSE REYES HOSPITAL po kc sila nagwowork….anu po ang dapt namen gawin…pls pls..help us nmn po!!!!GODBLESS
Since it’s possible to file a loan under just my name kahit na hiwalay ako sa asawa pero di legally separated,hindi po ba lalabas na conjugal property pa din yun kasi di kami annulled?? Please advise. Thank you.
gud day po may question lang po ako…nakapag contribute po ako for 26months since 2004-2006 then nakapag loan na rin po me…ang kaso po nakapag abroad me di ko na naasikaso ang naiwan ko na loan ko as in di ko nabayaran kahit isa last month po pinaasikaso ko sa tita ko kc gusto ko bayaran ung naiawan kong loan then ang sabi po ng pag ibig deducted na po raw sa hulog ko dati so clear na ung loan ko..possible po ba ung ganun talaga? may pagbabago po ba dun sa 26months na inihulog ko kung diniduct na ung loan ko dati? sa ngaun po i want to be a member for POP para sa OFW po at gusto ko po bayaran d2 abroad for 24 months pwede po ba un? balak ko po ipasok for loan ung binebentang apartments property sa akin ano po ang dapat ko gawin? makakapagloan po ba ako kaagad kc since 2006 till now di na ako nakapagcontribute pa? and hanggang magkano po pwede?
i use pagibig online system. why i cant access using my pagibig number. the system was asking about password, and i dont have any. so can you please help me about this problem. because i want to know my account if still valid or not….
hi..almost 2.5 years napo akong employed sa present company ko and nakikita ko naman sa payslip ko na kinakaltasan nila ko for HDMF..pero hindi pa po ako nakakapagpasa ng MDF sa kahit saang pag ibig branch..so I assume na hindi pa talaga ako member ng pag-ibig since wala pa po akong MID (membership ID),, ang question ko is, kung magpapasa ako ngayon ng MDF, possible po ba na makapagloan AGAD ako (short term loan)? e kasi po 2.5 years na kong kinakaltasan ng company ko..salamat po sa sasagot 🙂
hi..gud day!wala po kase ako msyadong idea s pagibig loans..ask ko lng po pede po b ang business loan?yung ipapasok ko po ang pagbili ng rights s pagibig kasama ang construction para s business n gusto ko pong simulan…possible po ba yun?thanks po..
hello,
inquire lng po aq s pag ibig membership.ganito po ofw po aq ngyn nbsa q s yahoo nung ngsearch aq abt s pag ibig required kming mga ofw n mgpmember pano po un eh member n ang aswa q so i don’t need 2 become a member too? atska nung kumuha kmi ng OEC s phil. embassy dito s singapore nd kmi cnabhan n required kming mgmember ng pag ibig! willing nmn po aq kea ln po qng member n ang aswa q,kung pwedeng nd naku pamember evendo ofw aq! tnk u po
hoping for your reply(s e-mail add q nlan po qng pwede),
gretch
hi good day po ask ko lng po kng pwde ko n iadvance ko n ung 24months n payment s inyo para mka pag loan n po ako ng bahay my possible po b un?
@gretch:
Actually you will still be required even if your husband is already a member.
@jade:
It’s not really a Business Loan. Pag-IBIG’s equivalent is its Multi-Purpose Loan.
@raine:
Please verify first your contributions with Pag-IBIG. If you are indeed a contributing member for that long, then yes you are entitled to an MPL Loan.
@avey:
Sorry, we can’t answer that one. Please direct your question to the staff at Pag-IBIG.
@jhoena:
I’m afraid Pag-IBIG will be giving you a hard time on this one since you have already failed to pay our past MPL Loan.
@Jov:
Yes, that’s still a conjugal property.
@oj:
Please consult that one at the Legal Department of Pag-IBIG.
@Jayson:
You don’t have to do that. Just continue with your present and future contributions, that should not be a problem.
@Yellow or @Rose:
1. YOu still need to wait for a couple of months.
2. It’s best to do it here.
3. You can join your accounts and apply for a single loan. That’s the best way to do it.
4. Sorry, but that’s not possible.
@rosauro:
Yes
hi,
what to do po sa maling naipa-received na member’s contri remittance form, one employee na napasama sa list ay separated/resigned na, na dapat yung name ng new employee na ang nakalagay, it happened po because we ran out of forms and cant download at that time, nakahanap ako ng filled-up na form (actually xerox na sya) unfortunately didn’t notice because same amount po sya. hope you can help po, thanks.
hi! how can i become a member of pagibig… im here in saudi now
still i don’t have my pag-ibig no.
Hi,
May pag-ibig housing loan ako before when im still single and has been boughtback by the developer. Can you still allow me to apply for new housing loan now that i am married kung mabibigyan ako ng certification ng developer?
Good morning to everybody:
Here is my comments regarding housing loan.
1. Why the borrower need to start the construction of the house before releasing the amount base on progress.
2, If the housing loan process by the real state you must paid the equity of almost half of the total amount.
Did you think that it is normal procedure? We need loan to build a house through PAG-IBIG why I need to used my personal money instead.I APPLY FOR LOAN BECAUSE I DON’T HAVE MONEY. How can I avail Pag-IBIG loan if the policy like this. Meaning Pag-IBIG is rubbish institution of the Gov’t.
Morning po, quiry lang po tungkol sa tiyohin kong retired pulis binata at namatay sa pagkamatay niya mayroon pa po bang dapat matanggap ang kapatid niya from Pag-ibig? Kung mayroon po ano po ang aming dapat gawin? Salamat po
Good day po! Magtatanong lang po sana ako kung ang isang retired pulis na binata ay namatay, may matatanggap po ba ang kanyang kapatid from Pag-ibig? Kung mayroon po, ano po ba ang dapat naming gawin. Salamat po
thanks for the reply po. since it will become a conjugal property, is there anyway na lalabas sya na akin lang o sa anak ko yung H&L even without separation and annulment kung na approve na yung loan? wala po akong pera para sa magastos na process na yun, I’d rather invest it para sa future ng anak ko. thank you po.
Ask ko lang po, I have an existing MPL na nagrant lang last 7-08-2011, now po nag aaply kami for housing loan ng husband ko, him as the principal borrower. makakaapekto po ba yung MPL ko sa Approval ng housing loan application namin?
if ever makaka apekto sya sa approval ng HL application, will they ask me to pay for the whole MPL balance while processing the application o better kung bayaran ko na bago pa ako mag pasa ng housing loan application.
Yung collection period po ng MPL ko sa December 2011 pa mag start.
ayoko namn po madeny yung application ko, then later knowing yung existing MPL pla ang reason. sayang naman po processing fee
@Felipe:
It’s good to know that you have an idea about that. That means, if you should think about getting a Home Improvement Loan, you better prepare
some cash reserve to finance the initial construction.
There may be several reasons why financial institutions like banks and the Pag-IBIG Fund are doing this, but the most important reason is that it is
a demonstration on your part that you are serious about the home improvement project.
@Gracee:
Sorry, but Pag-IBIG is very strict about this. The short answer is “No”.
@hr asst:
Please submit a letter to the branch stating what happened and the corrections that need to be taken. That should be easy.
Ask ko lang po, I have an existing MPL na nagrant lang last 7-08-2011, now po nag aaply kami for housing loan ng husband ko, him as the principal borrower. makakaapekto po ba yung MPL ko sa Approval ng housing loan application namin?
if ever makaka apekto sya sa approval ng HL application, will they ask me to pay for the whole MPL balance while processing the application o better kung bayaran ko na bago pa ako mag pasa ng housing loan application.
Yung collection period po ng MPL ko sa December 2011 pa mag start.
ayoko namn po madeny yung application ko, then later knowing yung existing MPL pla ang reason. sayang naman po processing fee
sir meron bang online chek of pagibig funds gusto ko po malaman kng mgkano n ang hulog ko or nagtuloy b e2
gud am!
im trying to call you office at imus cavite but nobody entertained me well.
im a pag ibig member since 2002 and now im hoping that if could have a housing loan. im a deped employee and my husband was a seafarer. the house that we want to avail is here in cardinal, salitran dasma, cavite, amouting to 900thousand pesos it is already fully paid and with title.
may i know if how much will be granted to me to avail the housing loan and what are the requirements needed so i can start preparing it now.
thank you so much!
Ask ko lang po ang equity po ba under ng MRI? Kasi po sinisingil me ng equity ng developer kahit po namatay na un asawa ko? Ang binayaran lang ng pag-ibig un total appraised value as per total contract price. Pano po ba gagawin ko kasi maysado pong malaki un sinisingil sakin ng developer 100thous at kalahati po non interest at penalty dahil matagal daw na di nabayaran non mister ko ang equity or downpayment. Please advise. Thanks
hi,
i just want to ask if how to avail the salary loans from pagibig? and what are the requirements that we should provide?
thanks in advance!
@hr associate:
A Salary Loan is actually be under the Multi-Purpose Loan. Please refer to the following links:
Overview of MPL Loan Program
QA about MPL Loan
@Marie:
Sorry to hear about that. Please be informed that the MRI only starts when your loan is released. Since you are still at the Equity or Down Payment Level,
you have not yet started paying for your MRI.
@Lei:
Just a quick reply for you.
Housing Loan Document Requirements
Read this: How your income affects your loan amount entitlement.
@meinrad:
There is none at the moment. Please check it one out at the office.
@cynthia:
You are right. You need to fully pay first your MPL before you will be granted a Housing Loan.
ask ko lang po Pag ibig Member po ako ng 1997 pero isang hulog lang ang naibigay ko, then member ako nitong bago na naging mandatory start 2009 kasi may pinsan ako, ang bahay nya ay pag ibig loan for 2M hindi nya na kaya mag monthly payment pina pa contineu nya sa akin ano po ang mga dapat ko gawin para mailipat sa akin.Nagpagawa kami na ng Contract to Sell with Morgage sa attorney kasi nag cash out ako ng 1.1M na sa kanya pero ang usapan namin ako na ang magpatuloy ng pag ibig nya.Ano ang mga dapat ko gawin para mailipat sa akin. na parang ako na ang nag loan sa pag ibig.Sa ngayon ako na ang nagbabayad sa monthly nya. Thanks.
elo pag ibig fund! ask q lng po sana kc nga po ofw aq and yrs.na aq d2 sa abu dhabi.ilang years po b bgo aq makaavail ng housing loan kc gs2 q na may mainvest aq para sa anak q sayang nmn ung tagal q d2 sa mideast.kxo po hnd po kme kasal ng nanay ng mga anak q pero xa po ung pinag hhulog q sa branch.nid q pa po b na umuwi muna para lakarin yan or kh8 po xa nlng anu po mga kylngan???salamat admin.god bless!!!
Hi! itanong ko lang po kong may housing loan po ako under for foreclosure i cannot re loan po ba sa MPL ko kahit hindi non housing related po?
just like other i also have an inquiry regarding my house in Cavite. I acquired that house via PAG IBIG Housing program. That was under of my husband’s name. I’m done paying the equity and i have started paying for the amortization. My husband is the one paying since he is in cavite but not until last month when he went abroad. I just found out that our house amortization is not paid for 4 months!!!I tried my best to find ways here (Canada) hoping i could find ways to pay it directly from here but to my dismay i didnt find any nor figure out what to do. We dont have any relative (in Cavite)whom we can request to pay the said amount on our behalf. I wonder if it would be possible if we will send payment through PAG IBIG office in our province? One more thing or should i say my biggest concern is, can i still pay for that 4 mos due or its already taken over by PAG IBIG for foreclosure???Please i need to know what should i do…thank you and looking forward to hear your reply…
@josel:
One of the ways you can send your payment is by making an auto-debit arrangement with your bank. Another is to issue a set of Post-dated checks.
Please read this link for more information:
https://www.pagibigfinancing.com/articles/2011/5-ways-to-pay-the-pag-ibig-fund/
It’s urgent that you check the status of the property at that branch. The rule says, if you defaults in three months, it
will be considered for foreclosure.
@rose:
Yes
@rolando:
24 months
@jessica:
It’s good that you are just transacting with your cousin. The two of you can go to the Pag-IBIG Fund and sign some documents there.
hi… if a housing loan is fully paid, how long will it take one to get her title out?
what are the requirements and qualifications to become a member of pag-ibig?
tatanong ko lang po kung mag kano p yong natitira kong utang ko ang employer ko po ay metro welding corp
goodday po,i was a pagibig member before when i was working in the philippines but since i started to work abroad i stoped my monthly contribution my question is what should i apply for reactivating my pagibig a voluntary membership or an ofw what is the diff.in terms of monthly contribution and benefits.thanks.
@renato:
Please check it at the office or branch where you got the loan.
@maria:
If you are employed, your employer should be able to assist you on this. For voluntary members, please follow this link:
https://www.pagibigfinancing.com/articles/2010/voluntary-membership-to-pag-ibig-fund-the-self-employed-freelancers-and-non-employees/
@sansue:
It depends on many factors. But 2 months should be very long already.
Hello po! itatanung ko Lang po n hnd po Ako member nang pag , Panu po mg apply nng pag ibig foundation? At nand2 po Aku s japan, anu po b ang dapat kng Gawin pra maging member po Aku nng pag ibig
ask ko lng poh kung pwede ko mag loan khit may utng p ko.mtagal kon rin oh di nbbyaran…ofw po ko kymndatury n kmi ngbbyad.
gud day po…more than 2 yrs n po akong ngcontribute sa pag-ibig pro php 100 lng at sa tuwing nakabakasyon ako,wala pong contribution….magkano po ba ang pwede mai-loan ko?nkita ko kc 200php ang minimum contri at 500k nman ang pwede mai-loan…thank you po……
is it possible that i can pay my missed contributions to avail a housing loan?
gusto ko lang malaman kung anong requirements kung magloloan ako ng 1 milyon cash para bumili ng land,OFW po ako ngayon at magbabakasyon kami next year at kailangan kong magloan at ang gusto ko pera para pambili ng lupa at magtayo ng negosyo.
PLease sabihin mo naman kung ano ang gagawin ko at ano ang mga dadalhin kong mga papeles na galing dito sa Abroad para sa pagloloan ng pera.
@jenny:
Please be informed that Pag-IBIG Housing Loan is different from a Cash Loan that you have mentioned. A Home Loan requires that you have the land title pledged as collateral.
As for the requirements, please follow this link:
https://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-requirements/
@Gilberto:
Sorry, but you can’t pay your missed contributions.
@mar:
For the Multi-Purpose Loan, the loan amount depends on your total contributions. As for the Housing Loan, there are many factors to consider — the most important is your income.
@mong:
It depends on the kind of loan and if you have not yet paid for it, you should begin thinking about that.
@Josephine:
YOu can do that once you are here in the Philippines. And by the way, Pag-IBIG is not a Foundation.
hi,
may mga questions lang po ako regarding sa housing loan
1. kailan ko matatanggap ang notice after the inspection.
2. nang mainspect na ung lot and ung house ko may nakita silang problems; ung right of way d nila malaman kung saan and nung sukatin daw nila ung lote d parehas sa mga papel na ibinigay ko sa kanila.
Ibig po bang sabihin nun DISAPPROVED na ung housing loan ko.
Dun po sa ryt of way matataas lang po kc ang mga damo kaya d malaman kung san po talaga.
Gentlemen:
I was an active member of Pag-Ibig from 1986-2004. Last 2009 I want to withdraw my money, but when I went to your main office I’m not allowed to withdraw my fund? What are the procedure or requirements to withdraw my money? Please advise.
thank you.
Marjorie
Hi. I work in singapore and have been paying my monthly contribution thru accredited remittance centers here. I’m about to avail of the housing loan only to find out that my contibutions paid from here are not reflected yet in my record in the philippines. To whom do I follow up? Please advise. Thank you.
may tanong lang po ako, may gusto po kc bilhin n bahay kaso ung lupa po wla pa title, sabi ng may-ari RIGHTS p plang po ang binayaran nila para lng maipatayo ang bahay at may papeles naman po. maaari ko po bang iapply ng pag-ibig house loan iyon, more than 2 yrs n po ako ngcocontribute ang amount po ay P300,000.
@Aisha:
The collateral has to be a clean title.
Please read this article for more information –> https://www.pagibigfinancing.com/articles/2011/on-collateral-and-the-pag-ibig-housing-loan/
@henrietta:
You need to check it first with the remittance center. I can only hope that you have copies of all your Official Receipts as proof of the transactions.
@marjorie:
There are guideline to follow. Please refer to this article:
https://www.pagibigfinancing.com/articles/2010/your-money-in-pag-ibig-fund/
@dhea:
1. Only the inspector can answer that one.
2. Don’t lose hope. There’s always a chance.
Hi admin, i just want to inquire regarding my contribution. I am a pag-ibig I member and i started my contribution since 1997 but in an on and off basis since i am a seaman. Our company only paid our contribution when we are onboard the ship. Last March 2010 our company required us to be a POP member, so my contribution since then is on Pag-ibig POP. My question is, Can i still avail a housing loan since my POP contribution is less than 2 years? Where can i get my Pag-ibig I I.D. number? My manning agency already give my Pag-ibig POP I.D. Number.
@Dennis:
I hope you can read this. YOu may want to continue with your POP contributions and make it up to 24 months to be accepted for a home loan program. Since you are probably moving from one agency to another, you may request the Pag IBIG Fund to consolidate all your past contributions so that you can track all of them.
HELLO!
I just wanna ask something that concerns our house that is for closure.. Since my Mom died, we usually receive demand letters from PAG-IBIG..
We’ve been given the FINAL DEMAND issuing our house.. So, we need to let them know As Soon As Possible that my Mom died.. And ASK them who’ll be responsible for the said ISSUE??
What is suppose to happen if ever we bring hem my Mom’s Death Cert?
What if no one’s available to affix the said ISSUE??
Will it be possible for me to show up to you even if I am a minor, and I’ll just bring with me my Guardian??
thanks! godblesss…
Hi po, good day,, question po, paano mo mlalaman if mgkano yung iggrant ng pagibig s member, like in my case what if I just have mga 30 contributions mga mgkano po ung possible amt n pwede igrant ng PAGIBIG?..Thanks..more power!!
hi po., ask k lng po panu po malalaman qng member ng pag-ibig.. nagwork po aq dati., sa payslip q po my bawas para sa pag-ibig contribution., pero wala po bnigay na pag-ibig id # saakin.., nag-inquire po aq sa pag-ibig office wala po sila bnbigay n information kng wala po maipapakitang proof na bnabawasan nga para sa pag-ibig cont. wala na po ung mga payslip q kya wala po aq maipakita.. anu po ang pweding gawin q para malaman q kng dati na aqng member ng pag-ibig….. tnx po…more power & God bless po!
hi, paano po pag consolidate ng lahat ng contribution ko sa pagibig, the problem is may isa po akong employer ko na hindi ko na alam kung nag change na ba sila ng business name & address. Pls help because I want to file for a loan. Salamat.
hi gud eve po.ask ko lng po sana kasi yung father ko member ng pag ibig fund pero matagal na po siyang patay gusto ko lng po malaman kung meron pa po sya makukuha?thanks
it is very hard for us to pay for our monthly amortization to landbank, because they want us to wait for the monthly billing statement that you will send us. the problem is that your monthly billing statement is delayed!!!how can we up-date our monthly billing without going to your office in manila? if we will wait for your monthly billing statement we will pay for penalty because it is late (your monthly billing statement)our due date is for every 15th of the month. thank you hoping you will do something about it.
Hi good day po, natigil po ako maghulog pero naka-4 years na ko nakahulog before, lumipat kasi ako ng company, pwede ba ako mag housing loan kapag tinuloy na ng current company ko ngaun ang paghuhulog?
Hello. I paid my two year advance premium about two years ago. Up to now, I’ve not received my Pag-Ibig ID yet. I’ve been working here in Abu Dhabi for the last six years. Whenever I asked the representative here about the ID, she keeps on promising that she will call me once it’s ready. Does it really take that long to process the ID? Please don’t advise me to call her or follow-up again. I believe, if you have a properly maintained database of members records you could easily find my name and premium payments. The last time I went to the Phil Embassy, I had to pay a month’s premium so that they will issue an OEC (required na nga daw po kasi membership sa Pag-Ibig). They didn’t even bother to put my ID Number (wala pa nga rin po kc). I’m just wondering how will they apply the premium payment. Thanks and regards.
hello po ask ko lang po kung meron po ba kayong house na naririmata plan ko po sana kumuha yung lang 2nd house lng po para pasok sa budget ko magkano po kayo ang gastos sa processing?
Hi gud pm po..ask ko lang po, 2 kami mag asawa working abroad,pano po ba kami mag apply ng Pag ibig,we are currently based here at cHina..thanks po
hello sir/madame,
tanong lang po, paano po ba ang gagawin kung mag voluntary membership ako?kailangan po ba talaga ng employment certificate kahit na ang mag shoulder ng contribution ko ay ang father ko?Thanks po.My father will be my source of income in paying may contribution.How much po pala ang minimum payment ng contribution a month?
hello po ADMIN tanong q lng po panu ko po ba ivverify ung pag ibig member q qung wla nman po aq hawak na (MID)nkkita q lng po sa pay slip q na my kaltas ng pag ibig pero wala po aq nttandaan na bnigyan nila q ng membership card frm PAGIBIG,need q po xe mag house loan,pde q po ba iverify d2 mismo qun member po ba talaga q ng PAGIBIG? maghhintay po aq ng kasagutan nyo salamat po…
Good day po, miyembro ho ako ng PAG-IBIG at pwede po ba akong mag-apply ng housing loan for development ng aming bahay na nakapangalan sa magulang ko? Kung hindi po pwede, ano ang dapat kong gawin para makapag-apply sa pagpapagawa ng aming bahay. Maraming salamat po.
gud day po…presently, i have a real estate loan for 15 yrs with monthly amort of 2567. una po yun direct ako nagbabayad sa subd, tapos binayaran yun ng full ng loan ass sa office ko tapos po inilipat ko po sa pagibig. Binigyan kami ng parents namin ng lot pamana po yun pero nakaregister pa sa mother ko. nagpagawa ako ng hse dun at dapat imortgage ko yung title para sa expenses ng house construction. kaso namatay po mother ko last aug 3 2011 at mahihirapan akong ituloy yung loan dahil sa requirements. Dahil nagsisimula na ung construction napilitan akong mag avail ng mga personal loans sa various banks na ang terms ay 24 mos (2 banks) 36 mos (1 bank) na malaki ang monthly amort at nabibigatan po ako. Inquire ko po sana kung pede kong irestructure ung real estate loan ko sa inyo para mafully paid ko ang personal loans ko at d mabigat ang aking monthlty amortization? Ano po kaya ang maisuggest nyo na loan ko sa pagibig? Maconsider po kaya itong housing loan kahit di dun sa lot na nasa inyo ang pinagawa kong house? pls help me po and maraaming salamat sa maitutulong po ninyo.
Hello!
Nagfile po ako ng housing loan last year month of November, Na-inspect nadin po yung lot..
Ang tanong ko lang po…kailan po akong makaka-recieve ng confirmation na naaprove yung application ko….makakatanggap pa po ba ako ng confirmation para sa application ko….
kung hindi po…can i retrieve my documents…Nagkamali po kasi ako…mga original po kasi ang naibgay ko…yun lang po…thanks and God bless..
am i a member of pag-ibig?i started my remittance last year.thank you
i just want to know if im a member of pag-ibig?thank you
i have a loan in 2009, then i worked as part time instructor for 2 yrs, within 2 years i have no contribution, what will happen to my loan?
@liza:
If that’s a short-term loan, it is probably paid by now since they would use your past contributions to cover the missed payments.
@Metodio:
Please check your membership status at the office or branch.
@Juan:
They should be able to notify you when your application is approved or denied. Please follow up at the branch.
@josie:
When you say housing loan for house construction, it means the lot on which the house will be constructed will
serve as the collateral. In this case, it won’t be considered for a housing loan program.
@Glenn:
It must be your own property. Your other option would be to be a co-borrower with your mom.
@dandan:
You can request that at the office / branch which handles your account.
@maricar:
The minimum contribution is only 200 per month. Please browse the contents of this website. There is an article about becoming a voluntary member.
@angelito:
Please visit the Philippine Embassy there or you can have your representatives here in the country apply for your membership.
@jilly:
Yes, please inquire about that at the branch that has jurisdiction of the foreclosed property that you are interested with.
@Baltazar:
Please keep your official receipts with you. This part is really very problematic.
@Grace:
Yes, anytime. You just need to reactivate your account.
@Janet:
One other alternative would be to issue a set of post-dated checks.
@cristina:
I’m sorry to hear about that, but please refer that one at the branch.
@mitzi:
There is a form that you need to fill up when you request such info at the branch.
@glenny:
YOu can request for a verification at the office.
@Mary:
I’m really sorry about that. I can assure you that the office staff has no idea of her death. So please visit the office as
soon as you can to settle the problem.
good day po, Tanong ko lang po kung pwede po ba akong magloan ng renovation loan kahit yong lupa na kinatitirikan ng house namin eh hindi pa tapos bayaran sa nha. matagal na kasi dun sa house namin at nireward na yong lupa… hinuhulugan na lang namin sa nha ngayon. O kailangan ko pa muna bayaran ng buo yong lupa sa nha at makuha yong titulo bago ako makapag renovation loan sa pag-ibig. Thank you.
or pwede rin po ba ko mag loan ng pamparenovate ng house at pambayad namin sa nha para mabigay na yong titulo sakin. 79000 yong sa lupa tapos yong pamparenovate ng house. mga 300000 po sana iloloan ko. pwede kaya yon. ty po
kung i fullypaid ko na po ba ang balance na housingloan ko sa pag ibig makakahingi po ako ng discount ilang percent po kaya? pls email may question. tnx po
gud day po, just want to know po if paano marere-activate membership ng cousin q sa PAG-IBIG, OFW po cya. gusto po sana nya mare-activate na then bayaran po ung mga months na hindi cya nakapaghulog pra po makapag housing loan po cya, possible po ba un?? thanks po, hindi po kasi nasagot ung isang querry abt sa reactivation kya tinanong q po ulit.
Hello,I am here in the US now for 10 years and US citizen do you think i can still avail to be a member or loan a money to buy a house for my mother?I am interested to buy a house but don’t know where to start and Hopefully you can help.Thanks
dati po akong my housing loan pero nung ngkproblema financially ako, n-cancel npo yung mortgage contract. pra po m-maintain ko yung house, nung financially stable npo ako, pina-apply ko s isang friend ko. ako po ang ngbayad ng down, processing, lahat po (under my friend’s name) at sa ngaun ay ako rin ang ngbabayad ng monthly amortization. ano po b ang pwede nmin i-execute pr katunayan na ako talaga ang ngbabayad s pag-ibig para may panghahawakan ako, at pwede po b nmin bgyan ng kopya ang pag-ibig tungkol s arrangement nmin?
@cely:
To be honest, I find this setup to be very complicated, but somehow it works for you and your friend. You’re quite lucky. 🙂
Please consult a lawyer on how to go about this or if you still remain as friends until the loan is fully paid, you can simply
ask him a favor to hand you the title.
@Aname:
That’s possible, but it may not be the best option for you. Always remember that there are other financing alternatives
that are less complicated that the Pag-IBIG Housing Loan, especially in your case.
@jhen:
Please refer to this link for the answer:
https://www.pagibigfinancing.com/articles/faq-pag-ibig-housing-loans/
@josephine:
They may or may not give you a rebate for doing that.
@jojo:
YOu need to refer this one first to the NHA.
gup pm po.. me and my husband are both working in public school. inquire lang po kami if we can loan for 500k ….we’re 27 years old..I’ve been a member of your office for 6 yrs and my husband for 7 yrs. … magkano po ba ang dapat net pay namin to avail the loan.. thanks for answering this matter. thanks
Good day. May gusto po akong bilhin property,foreclose po ng lending corporation… Ang problema lamang po ay nakapangalan pa rinpo ito sa nagsanla… Sabi po lending yung bibili no po ang bahala sa pagtransfer… Balak ko po sanang ipasok ito sa pag-ibig.. Ayaw po ng lending na ipatransfer nola yung property sa pangalan nila dahil gagastos pa po sa pagtransfer. Maaari ko pa rin po baitongipasok sa pag-ibig kahit sa pa ito nakapangalan sa lending corp… May dacion en pago po daw silang hawak galing sa dating may ari…. Salamat po
ask ko lang po, 17 yrs po akong active member,kelan at anong edad marefund ang contributions ko?
good day admin,
ako po ay seaman myroon po akong lot pero hindi pa narelease ang title,pwedi po ba maka apply sa housing loan,paano?dalawa po ang pag ibig # ko isa sa agency ko at sa personal ko.
salamat…..
@dennis:
It’s important that you consolidate all your contributions. As to your first question, please wait for the title release and then apply for a home construction as soon as you have the title already.
@ervin:
20 years, more or less. Please read the article linked below.
https://www.pagibigfinancing.com/articles/2012/money-matters-pag-ibig-fund-provident-savings-and-provident-claims/
@Jhay:
It’s hard to assess on that matter due to some lacking information. If you want, please refer your case to the Pag-IBIG branch near you.
@rock:
If your combined income is sufficient, I think you will be granted that much. Actually, that’s at the low-end amount already. But please read the link below for a better understanding of the Income vs Loan Amount Entitlement:
https://www.pagibigfinancing.com/articles/2011/how-your-income-and-contributions-affect-your-housing-loan-entitlement/
to admin, seaman po ako. ask
ko lang po kung myembro ba
ako ng pag ibig kahit di ako
nagregister? sa sinasabi po na
lahat ng seaman na nkapirma
ng kontrata ay magbbyad na sa
pag ibig, hindi ko po
maintindihan kasi. bakit po
kame kinakaltasan ng pag ibig
kung di pa naman pala kame
myembro? pakiexplain naman
po. thank you.
Leave a comment
hello..tanong ko lang po if meron po penalty yung contribution ng isang employee na di po naibayad.2 month lang naman po yung di nabayad po.jan at feb. 2012..thank you po..
@ian:
OFW’s and seamen are already required by the government to become members of the Pag-IBIG Fund. You can find the explanation here:
https://www.pagibigfinancing.com/articles/2011/top-5-things-every-ofw-should-know-about-the-new-pag-ibig-law-of-2009/
In your case, your employer or agency is probably the one that processed your membership since they are also required to make a contribution for you.
@jorae:
No, there is no penalty on non-payment of the contribution, but for a loan, there is.
ask ko lang po… di pa ko nakapaghulog sa calamity loan ko. pde pa po ba ko mag avail ng salary loan?
@wowie:
The calamity loan and salary loan are actually under the short-term loan. And for you to be able to get another one, the minimum amount required as payment for the first loan is 6 months.
sir tanong ko sana yng pag ibig no. ko kc kylang kopo sa bago kong agency. dko po kc alam kng anong pag ibig no. ko.
sir tanong ko lang po yong pag ibig no. ko.
@oliver:
Please check it at the Pag-IBIG branch which keeps the records of your account.
gud am/pm sir/madam pwede poh mg ask paano poh mg member sa pag ibig?
sna masagot poh ask ko gsto ko kasi mag ka bahay true pag ibig
@jun:
You have to apply for the membership at the Pag-IBIG Fund office near you. If you are currently working, your employer should be able to help you on that one since they are required to pay a part of your membership contribution.
SIR MADAM,ASK KO LANG PO SANA YUNG PAG IBIG NUMBER KO KASI NAG BAYAD AKO BEFORE AKO BUMALIK DITO SA ABROAD NG CONTRIBUTION.WALA NAMAN PO BINIGAY NA PAGIBIG NUMBER.PAANO KO PO MALALAMAN?SALAMAT PO MORE POWER.
ask ko lng po, i acquire a house under Pagibig, and the developer saying na hindi pa rw reaady for take out un house, but still pede n rw kaming magmove in while waiting for take out.. possible po ba un? thank you po
@yza:
YOu mean, your loan is not yet ready for take out and you can already move in? That’s actually to your advantage. You just have to make sure that you have a letter of guarantee for your loan.
Hi im gerry,
gusto ko lang po mag enquire kung pano ko malalaman ang pag-ibig number ko…ang alam ko po e naghuhulog na ako noon pa – bawas sa sweldo, but di ko na po maalala ang number ko.
salamat po
@Gerry:
Please check it at the branch where your records are kept.
Hi Admin,ano po bang ibig sabihin nung downpayment s Mortgage Calculator?kmi po ba ang mgda-down o ang Pag-ibig..?Plano po kc namin n Mortgage ung title ng bahay namin s Pag-ibig is it possible?
@Ruby:
It’s good that you ask about the down payment. Actually, you have to shoulder for that expense. Read the article below for a better explanation.
https://www.pagibigfinancing.com/articles/2011/equity-appraisal-loan-amount/
if ma dis approve po yung housing loan ko pwede po bang bang ma refund ang equity ko pls advice…
I have mistakes in filling up the information sheet on online membership, how can i change some of the information involving the benefeciary?
ask ko lng po kung paano kung nakapag housing loan na before and na forclosed po un property, pwede pa rin po b avail ng another housing loan? thanks po
@jeff:
The equity is normally paid to the developer so it depends on them. But usually, you can’t refund the whole amount.
@Sherry:
That’s not possible anymore.
@Ronald:
You have to request it at the branch.
Hi i would like to ask regarding loan for house construction, we have this 100 sq meter lot and were planning to construct a 2 storey house. how much kaya allowed na maloan nmin since we dont have any single idea kung magkano ang magastos for the construction, . Tnx to you and more power!
nag fill up ako ng member ship form dto sa london noong nakaraan week ng baryo fiesta ,sabi matatangap ko sa email yung response ,pero until now wala me natanggap ,gusto ko pa nman magmember ,,pakicheck po if ok lang yung name ko thnks po
ask ko lang po kung magkanu ang minimum contribution para sa voluntary member/not yet employed?
Allan,
That’s P 200 per month only.
sir madam .member poh anak ko ng pag ibig fund gsto nmin mag karoon housing loan pro d pa mlaki hulog nmin . pwde bang byaran un 3 taon para mg kaloan kmi pra sa housing?
sir/madaam. member na po ako sa pag.ibigfund nagfile po ako sa company ko kaso hindi ko alam yung tracking no. ko or pag.ibig no. na hinuhulugan sa company ko nagtanong ako sa kanila sa no. ko pero sabi nila na sa inyo po daw ako magtanong.. pwede nyo po bang e.search yung name ko na hinulugan ng company ko? at pwede nyo po bang e,.email sakin yung tracking no. ng pag.ibig ko ?
sir / MaamI am the PAG IBIG member in local in the Philippines we contribute almost 9 years as government employee and now we are working in another country we are also new member in PEG IBIG as OFW my question is I want to avail the house improvement loan but the lot title is for my Lolo my Lolo is died and my father is also died we have 2 sister and 1 brother this lot is more or less 40000 meter square we have the share in the part of this land how to avail the house improvement loan due to the land is not sub divide until now, I can use SPA, to use this land or dead of sale sign all my brother and sister or dead of donation sign my mother please give your advice how can avail this house improvement use this land
We are waiting for your advice thank good day
Noel,
There are some guidelines on the kind of properties/titles that you can use as collateral. Please refer to this article:
https://www.pagibigfinancing.com/articles/2011/on-collateral-and-the-pag-ibig-housing-loan/
How can I verify online that i’m already a member of Pag-ibig funds?
Hi.. can i avail of house construction loan through pag ibig for a construction of a residential apartment?Thanks.
Anchel,
Please refer to this article to check if you qualify:
https://www.pagibigfinancing.com/articles/2011/how-to-check-if-you-are-qualified-for-a-pag-ibig-housing-loan/
hi, ask ko lang if i can loan a GSIS housing loan of my friend (na malapit na mailit) thru PAGIBIG. The owner ask for the 400thu tapos may babayaran pa sa GSIS 200thu++ pwede ko ba ito i loan sa PAGIBIG wala kasi akong GSIS eh, at mga mag kano kaya pwede ko ma loan?. Thanks!
Anne,
Yes, it’s possible. You have to coordinate this thing with the GSIS, the HDMF and your friend to know about the requirements and other details. Please read this link also:
https://www.pagibigfinancing.com/articles/2012/how-to-assume-a-loan/
Hello! I just want to ask. I am already a member of Pag-ibig. I just want ask how can I know/get my pag-ibig number? Ung recent company ko kasi nag-asikaso nun. Nagstay lang ao dun for a month. And now I’m hired on another company. Nung tinignan ko ung last payslip ko sa old company, walang nklagay na pag-ibig number ko pero deducted na sa sweldo ko. Is there any procedures/instructions to follow para malaman ko ung pag-ibig number ko. Thank you very much for your help!
Please read the FAQ Page : https://www.pagibigfinancing.com/faq-pag-ibig-housing-loans/
how to get my pag-ibig contribution ??
Tita,
You can claim it once it reaches maturity period.
Here is how:
https://www.pagibigfinancing.com/articles/2012/money-matters-pag-ibig-fund-provident-savings-and-provident-claims/
good day, just want to ask lang po if pwede sa inyo na lot lang ung ipupurchase.. let say meron ako target lot na bibilhin at kayo ung magfifinance dun and then sa pag ibig ko babayadan. wat are the requiremets needed for that and the terms and condition nyo.. thank you..
Summer,
Yes, that is what Pag-IBIG Home loan is all about. The link below should be of help to you:
https://www.pagibigfinancing.com/articles/2011/5-great-tips-for-the-first-time-pag-ibig-home-buyers/
Hello! ask ko lang po kung pwede pa po kami magreloan ng husband ko sa housing loan program kahit may existing housing loan kaming binabayaran balak po kasi namin kumuha ulit ng bahay sa isa sa mga foreclosed property dito sa amin?
Fritzie,
You are only allowed to have one housing loan at a time.
san ko po makikita yung pag-ibig number ko po.? tnks for past respond.
Raymond,
You can request it by sending an email to publicaffairs@pagibigfund.gov.ph
I want to be a member of pagibig,i was here in america for 30 years but i used to be sss member, i need help where to start and how to be a pagibig member if i leave abroad.please help me.
Placido,
One of the ways you can do this is to have someone here in the Philippines re-activate your membership. Have your representative check your membership status first.
Hi,
my dad bought a house and lot for me and my sister. Hence, the land title will be split between the two of us. We’re planning to renovate the old house and construct a 6-units apartment. Is it better to apply for a housing renovation loan or a house construction loan?
Thanks for the help.
Am I still considered a PAG-IBIG member and can I still apply for a Housing Loan after I have withdraw my total accumulated value (TAV) on its maturity?
pag ibig member po ako dati kayalang nahinto po ako sa work ko,pwede kudin po bang ituloy ang membership ko at makakapagloan din po ba ako kahit wala na ako sa trabaho?ano ano po ba ang mga requirements na kaylangan kong dalhin pra ma self employed po ako,?bale matutuloy po ba yung naiwan kong 18 months nun?
Annabelle,
You can simply reactivate your membership by going to the branch and paying for your contributions. But to get a loan, you need to prove that you have work or business.
Good day po ask ko po kung paano ko po malalaman ang no.ko kc po dati my employer po ako wala po ako no. sa ngyn po gusto ko ituloy ang hulog ko ng pag-ibig fund separated na po ako sa employer ko last oct.2012 thank you po
Please check at the Pag IBIG Office in your area.
i had a mpl loans since 2011 at nagresign me sa work ko at lumipat sa ibang company pwede po bang itrnsfer ang pag kaltas sa loan ko sa new employer ko siguro malaki na ang tubo non kase di nahuhuloagn pero active po ang contribution ko sa new employer ko ..need ko po ng tulong nyo admin..
Miguelito,
That’s not necessary anymore. What you can do is make sure that you consolidate all your past contributions with your contributions from your new employer. That way, you keep track of your records. In a way, your payment will be taken from your new contributions since MPL is actually a loan against your TAV.
hi! Chris here. I was employed 2010 to 2011, so i suppose my company had provided and arranged my PAG-IBIG membership since its mandatory. Is there a way for me to know my PAG IBIG number and status online because i resigned already and i am self employed now?
Hello Admin,
I have availed a Housing Loan thru HDMF last Sept 2011. I have issued 24 months of post dated checks to Pag-ibig until September 2013.
I am expecting to depart for Dubai deployment this first quarter of 2013.
Question: Are there any payment centers in Dubai to where I can pay over the counter after all the used PDC?
What is the process for this?
Hi,
I would just like to ask if I can avail housing loan for house construction even if the owner of the lot is entitled to my wife’s mother? Or rather it would be better that wife should file the loan since her mother is the owner of the lot.
Sir/Mam,
Good day po member po ako ng pag-ibig nawala ang aking ID kaya di ako makapaghulog ng contribution hindi ko kabisado ang ID number paano po ba ang nararapat kong gawin pwede nyo po ba akong matulungan sa lalong madaling panahon? Maraming salamat.
magandang hapon po sa lahat ,papanu po ba magmember sa pag ibig?
good pm po !papanu po ba makakapag aply or member sa pag ibig at anu po ang kailangan mga document para makapag aply or member s pagibig?
gud pm po…is it possible to know my annual premium contribution through pag-ibig site? and is it also possible to know the status of any loan application through your site, aside from going to branches? thanks!
The Kasambahay law requires all the Kssambahay must be members of Pag-ibig too. What is the website where I can find information and guidelines about this? Salamat!
Hi, question po about death claim benefits. my mom died in 1994 and I was only 10y/o that time. we did not process any death claim for her. and now that I am in a legal age, will it be possible to claim her death benefits only now? will it be the same requirements as listed in your website?
thanks in advance.
Hi gud day.security guard po ako since 2008 sa isang security agency na hindi nagbibigay ng payslip.nag verify ako sa contribution ko at one month lang january 2013 ang may hulog.anong dapat kung gawin upang hulugan nila ang 2008 2009 2010 at 2012.wala akong hawak na payslip kaya pwede ba nila sabihin na hindi sila nagkakaltas?diba mandatory yon bakit hindi sila nagkakaltas?ano ang dapat kung gawin sayang kc ang apat na taon?maraming salamat.from jerry of mandaluyong
The first thing to do is to first discuss the issue with your employer and possibly with your other co-workers if they have the same problem.
You are correct in saying that the contribution is mandatory. If the employer really is at fault, please proceed to the Pag-IBIG Office and discuss your case so they can act on it.
hi ! admin ..
ask ko lang pa .. kaka regiter ko lang po tru online sa pag ibig .. may na recieve na po ako na tracking no . san ko po ba pdeng mkita f magkuno ung monthly contribution ko tska po kung kelan ako pde mag start ng contribution? voluntary member po ako .. tnx .
hi…
ask ko lang po, before po yung umalis ung boyfriend ko nag apply po sya sa pagibig housing loan, di pa po natuturnover yung bahay skanya ini schedule n xa to work abroad. pano po kaya ito, gusto nia kc ako ang magasikaso halimbawa na maturnover yung bahay, e sakanya po nakapangalan lahat e hindi pa naman po kami kasal, ano po mga need na requirements kung ako ang magpapatuloy nung mga nasimulan nia, xe sabi daw po ma foforfeit yung di nown nia na 15k kapag ti nurnover na yung bahay tapos hindi naasikaso within 1 month,,
sana po matulungan nio ako,, tnx po and godbless..
You can actually act as his authorized representative. All you have to do is execute a Special Power of Attorney, which you both should sign. Please ask the developer or home loan provider about that document.
Dear Admin.
I forgot my joined date in pagibig fund voluntary membership. However, my last period covered was August 2012, when I was in the Philippines.
Since last Sept. 22 I was arrived here in Doha, Qatar. And I suppose to pay my monthly contribution in Polo-Philippine Overseas Labor Office.,but the en-charged lady on the desk was only given me a temporary number so that I can pay my contribution to the any money exchange / money express telex offices. Is it safe? Please reply.. BERNARD
good day ,
tanong ko lang sa case ko. before ako mag ofw me nakuha akong bahay and na inde ko na kaya bayaran then nakapagasawa ako nakakuha ang asawa ko ng bahay but still on her name
hanggng sa sumulat na yung pag ibig na na buyback yung bahay na previos na inde ko na bayaran so i was in balcklist right? ngayong ofw nako me nabili kami bahay sa tabi ng bahay ng misis ko and me existing pa siyang monthly amortization na balak namin ituloy. eh nung nag apply ang misis ko sa pagibig na itransfer name niya dun sa bahay na nabili namin para sa payment ng existing kasabay din ng house nya . since capable na ko mag pay
and update ang marital status nya, puwede po ba ako maging ka joint ng asawa ko? i mean kahit na balcklist ako in previous?kasi misis ko ang nag apply> parang ako lang maging co maker>?> ano po ba tawag sa ganun? or meron ba kayo ibang option na ma suggest sa amin?> since capable na ako mag bayad now im ofw . thank you very much
gud pm po…is it possible to know my total contribution through pag-ibig site? and is it also possible apply and to know the status of any loan application through your site, aside from going to branches? thanks!
Reply
gud pm po…is it possible to know my total contribution through pag-ibig site? and is it also possible apply and to know the status of any loan application through your site, aside from going to branches? thanks!
good day dito ako sa ibang bansa like 9years na dati akong empleyado ng bureau of customs. can i update my contributions and how much, is there any penalty for that?
i want to apply housing loan do i’m still entitled for that? pls help me thanks and God Bless.
Dear Sir / Madam
good day po… gusto ko po sana mag applay for multi purpose loan pra sa pag aaral ng anak ko sa pilipinas ako nandito sa dubai….. currently employed po ako & yearly po ang bayad ko ng pag_ibig ko dito sa dubai…. panu po b ako makapag ‘aplay ng loan & saan po?